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Insights from the Charles James team
When To Compromise On Buying A House
The latest homebuyers’ survey from Which? has found that many people regret some of the compromises they have made when buying their home.
When Can You Claim Your State Pension?
The State Pension conditions have gradually changed, leaving many confused as to when they are allowed to claim it and how much they are entitled to.
It Pays To Switch Your Home Insurance
New research from Citizens Advice suggests that the average home insurance premium of loyal customers increases as each year with their provider passes.
Generation X Are The Largest Pension Contributors
Those aged 43 - 54 account for the largest percentage of overall pension contributions, however they still aren’t contributing as much as they should be.
Despite Wage Rises, Savings Remain At Record Low
Wages are rising, borrowing is decreasing, however British savings as a percentage of income are at historic lows.
Paying Off Your Mortgage Early
In such uncertain economic times, it can be confusing as to whether or not you should pay off your mortgage early, provided you are able to .
Different Ways To Repay Your Mortgage
When repaying your mortgage, there may be one solution that is better for you than others. There are three different ways you can arrange repayment of a mortgage, with each varying on the way in which repayments and interest is structured.
Over Half Of Families To Help Relatives Buy Their First House
With young people struggling to get on the housing ladder, around 54% of families will use cash savings to help relatives purchase their first house this year.
Pension Beneficiaries and Your Will
Being aware of the rules around leaving your pension to a beneficiary after you die can avoid lost money or confusion with wills.
Pensions Contributions Set To Rise
Workers’ pension contributions are set to increase in the very near future.
Mortgages Become Cheaper For First-Time Buyers
Those looking to get a foot on the housing ladder may be tempted to act sooner rather than later.
Tips For Selecting A Savings Account
Perhaps you have a New Year’s Resolution to open a new savings account this year. With so many products on the market, it can be quite confusing when looking for the right savings account. The Money Advice Service have some tips on how to narrow your search for the right savings product...
Home Insurance and Cold Weather
As heavy snowfall and ice is forecast to hit the UK, you need to ensure your home is insured for snow and water damage.
Pensions in 2019
It’s never a bad time to save money into a retirement fund, however there are big changes coming to pensions in 2019, which you may want to read up on…
How To Avoid Online Scams This Christmas
As Christmas approaches, experts highlight the dangers of shopping online with unknown retailers.
Charles James Named in FTAdviser's Top 100 Financial Advisers 2018
Charles James Financial Planning is delighted to announce our inclusion into FTAdviser’s Top 100 Financial Advisers 2018!
Travel Insurance For Ski Season
As ski season approaches, The Foreign Office has advised that they are not able to pay the medical bills of British skiers that are injured on the slopes, making comprehensive travel insurance all the more important.
Brexit: The state of Play
With the outlook for Brexit constantly changing, the significant progress made on an exit deal this week takes us a step closer to leaving the EU, but what comes next?
Autumn Budget Recap 2018
We look through the key points from the Autumn Budget, with a focus on taxation, housing and welfare.
Pension Savers Set To Receive Better Returns
The Financial Conduct Authority (FCA) and The Pensions Regulator (TPR) stated this week that they would attempt to drive value for money for those in pension schemes.