Planning For Care

Planning For Care

Care is important. It’s something everyone with family and friends are concerned about. Some may need it themselves, others may need care for their loved ones.

With a recent government report stating that 69% of people will spend an average of three years in long-term care (1), it’s a topic that, whilst it can be difficult or saddening to discuss, requires appropriate planning and preparation.

The Importance of Emergency Funds

The Importance of Emergency Funds

Debt Justice, a charity that campaigns against unjust debt, has found that about 12.8 million adults in the UK are falling behind on bills or finding repayments a heavy burden.

It's a stark reminder that the importance of a robust emergency fund cannot be overstated.

Join us as we explore financial security, and practical strategies to build and maintain your own safety net.

Unravelling Common Bank Scams and How to Stay Safe

Unravelling Common Bank Scams and How to Stay Safe

In an era becoming more and more reliant on digital transactions and online banking, the threat of falling victim to bank scams is more prevalent than ever.

The importance of safeguarding your hard-earned money cannot be understated.

Here, we'll delve into the rising threat of bank scams, dissect common scams, and equip you with practical tips on how to protect yourself.

Savings Accounts: Your Guide to Making the Right Choice

Savings Accounts: Your Guide to Making the Right Choice

Choosing the right savings account can be a challenge. We’ve seen savings accounts going up to 5.25% interest on easy access and 6% on fixed rates.

Here, we provide a short, concise guide on how to select the ideal savings account and weigh the pros and cons of savings.

How Much Money is Enough? Understanding Your Retirement Finances

How Much Money is Enough? Understanding Your Retirement Finances

Retirement is an exciting phase, filled with opportunities to pursue your passions, travel, and spend quality time with loved ones. However, to truly relish the freedom that retirement offers, it's crucial to gain a clear understanding of how much money is enough to sustain your desired lifestyle.

Retirement Planning - How to Secure Your Future

Retirement Planning - How to Secure Your Future

Retirement is a significant life event that requires careful planning to ensure a financially secure and fulfilling future. Regardless of your situation, retirement planning shares common principles and steps that are essential for setting yourself up for success.

Here, we will explore the key factors and actionable strategies worth considering when planning for retirement.

Investing Myths: Debunking Misconceptions

Investing Myths: Debunking Misconceptions

Investing is a powerful tool for building wealth and achieving financial freedom, but it's not always easy to separate fact from fiction. Unfortunately, there are many investing myths and misconceptions that can hold people back from taking advantage of the benefits of investing.

Here, we'll debunk some of the most common investing myths and provide practical advice for a better financial future…

Our Student Support Philosophy

Our CEO, Dean Thorpe, has recently joined the Unlocking Potential Hub, a project led by Workpays that supports students with their ‘What Next?’ question.

Dean has always been passionate about helping young people create and strive towards their goals both in their careers and life in general. A number of our team started their journey with us as a work experience student or intern from University. This video is Dean’s introduction for students who are asking ‘What Next?’ and may be considering joining the financial services industry.

It outlines why Dean chose to get into the industry, why he set up the business and how young people can get into this line of work.

Budgets: How to Create and Stick to them

Budgets: How to Create and Stick to them

Budgeting is something that many people overlook. Whether you want to pay off debt, save for a down payment on a house, or simply get a better handle on your finances, creating a budget is likely to be a good tool to help you. Although it seems like a simple enough task to construct a budget, if you don’t know where to start, it is easy to come unstuck. That's why in this beginner's guide, we'll walk you through the steps of creating and sticking to a budget.

7 Things You Need to Know About Your Rising Energy Bills

7 Things You Need to Know About Your Rising Energy Bills

The UK energy industry is in disarray. In principle, we should benefit from competition, but there hasn't been any — instead, high prices are essentially mandated by regulations.

However, there are opportunities to act to help, not because there are excellent deals available, but rather because the most recent analysis indicates that the future appears to be substantially worse. Future price cap forecasts are now far greater than they were even a few months ago as they continue to grow. This indicates that certain exorbitantly expensive fixes appear to be working.

Here is what you need to know...

How To Cut Your Petrol & Diesel Costs

How To Cut Your Petrol & Diesel Costs

According to the RAC, the average cost of filling a tank with petrol has surpassed £100 for the first time, making it more crucial than ever to find the best fuel prices. Additionally, you may cut down the growth of prices if you drive more effectively, consume less fuel, and follow the other tips we've mentioned.

Here is what you need to know…

How To Save Money on Holiday

How To Save Money on Holiday

When you're away, whether you are ordering a meal or booking that excursion, you can be asked if you want to pay in pounds sterling or the local currency.

It can be tempting to accept the sum that is being offered to you in pounds (GBP), since it is the one that you are most familiar with. But you'll typically pay extra for it.

Here are a few ways to save money while you're away…

3 Ways to Trim Your Bills Quickly

3 Ways to Trim Your Bills Quickly

Millions of households are feeling the brunt of the cost-of-living crisis. From our energy, broadband, and water bills to food and fuel, price rises are being felt across the board.

One method to combat this is to devote some time to ensure that you are getting the best value for your money on all of your home expenditures.

That's why we have 2 quick ways to cut your bills…

4 Ways to Save on your Travel Insurance

4 Ways to Save on your Travel Insurance

While the holidays are once again on the card, the pandemic isn't over yet, and there is still much uncertainty.

Travel insurance is now more important than ever before. When purchasing coverage for your trip overseas, be sure it includes Covid-19 protection.

While coverage for Covid-related occurrences should be your top priority, it's also critical not to overpay for your policy. We can assist you to make sure your insurance provides the coverage you require without breaking the bank.

Here are 4 things you need to know…

3 Things to Know About Retirement Planning in 2022

3 Things to Know About Retirement Planning in 2022

Saving for retirement can be a daunting prospect. There are many different planning options and the amount needed to save comes down to the individual. According to one study, just 12% of under 55s have set a target for their pension pots—meaning around 18 million UK adults could potentially be heading for a retirement nightmare.

That's why we are here to break it down with 3 things you need to know about retirement planning.