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Insights from the Charles James team
7 Things You Need to Know About Your Rising Energy Bills
The UK energy industry is in disarray. In principle, we should benefit from competition, but there hasn't been any — instead, high prices are essentially mandated by regulations.
However, there are opportunities to act to help, not because there are excellent deals available, but rather because the most recent analysis indicates that the future appears to be substantially worse. Future price cap forecasts are now far greater than they were even a few months ago as they continue to grow. This indicates that certain exorbitantly expensive fixes appear to be working.
Here is what you need to know...
How To Cut Your Petrol & Diesel Costs
According to the RAC, the average cost of filling a tank with petrol has surpassed £100 for the first time, making it more crucial than ever to find the best fuel prices. Additionally, you may cut down the growth of prices if you drive more effectively, consume less fuel, and follow the other tips we've mentioned.
Here is what you need to know…
4 Tax Efficient Investment Allowances You Need to Know
Last month we covered the government's plans for the biggest programme of tax rises since the 1970s. With this change, it's best to be prepared if you're looking for investment opportunities.
Here are the tax-efficient investment allowances that you need to know about…
‘Business as Usual’ - 3 Things to Know About Business Lending Post-COVID
This month has seen a much-needed boost to many high streets as spending surged to pre-pandemic levels. This is thanks to the Covid-19 vaccination programme and the lifting of lockdown measures.
Original Stamp Duty deadline date March 31st extended
At the moment, those who are looking to purchase property are not obligated to pay an extra lump sum of fees thanks to the government’s stamp duty holiday.
The Pros and Cons of Giving Gift Cards this Christmas
Gift cards seem like a lovely present for many and an easy solution for those friends who are simply too hard to buy for.
National Living Wage Rises
The national living wage is the minimum rate that employers are allowed to pay their employees for each hour worked, in accordance with government legislation.
Are you eligible for a Bounce Back Loan from the government?
The Bounce Back Loan Scheme enables smaller businesses to access finance more quickly during the coronavirus outbreak.
Your invested portfolios, general money planning & CJFP remote working
Some thoughts & suggestions from Dean on your invested portfolios, general money planning & CJFP remote working whilst we’re in the midst of this current global situation.
How has Coronavirius impacted the Economy?
The coronavirus outbreak has infected tens of thousands of people across the world, with UK cases increasing to over 300 in recent days. The rapid spread of the virus has left businesses around the world counting the cost.
Woodford Fund Suspension Extension
Leading UK fund manager Neil Woodford issued a further update this week following the decision to suspend all investor dealing in the LF Woodford Equity Income Fund until December.
Woodford Equity Income Fund Continues Suspension
Investor dealing in the LF Woodford Equity Income Fund has continued its suspension.
Plan To Allow First-Time Buyers To Access Pensions For House Deposit Comes Under Fire
As the Housing Secretary calls on the government to allow first-time buyers to access their pension funds to help fund a deposit on a house, the Department for Work and Pensions (DWP) argue against the proposal.
Fund Suspension Update from Neil Woodford
Leading UK fund manager Neil Woodford issued an update this week following the decision to suspend all investor dealing in the LF Woodford Equity Income Fund.
Mortgage Approvals at A 2 Year High
Mortgage lenders approved 42,989 mortgages in April of this year, which may be a sign that the housing market is showing strength in uncertain times.
When To Compromise On Buying A House
The latest homebuyers’ survey from Which? has found that many people regret some of the compromises they have made when buying their home.
It Pays To Switch Your Home Insurance
New research from Citizens Advice suggests that the average home insurance premium of loyal customers increases as each year with their provider passes.
Generation X Are The Largest Pension Contributors
Those aged 43 - 54 account for the largest percentage of overall pension contributions, however they still aren’t contributing as much as they should be.
Despite Wage Rises, Savings Remain At Record Low
Wages are rising, borrowing is decreasing, however British savings as a percentage of income are at historic lows.
Over Half Of Families To Help Relatives Buy Their First House
With young people struggling to get on the housing ladder, around 54% of families will use cash savings to help relatives purchase their first house this year.