Retirement

How Much Money is Enough? Understanding Your Retirement Finances

How Much Money is Enough? Understanding Your Retirement Finances

Retirement is an exciting phase, filled with opportunities to pursue your passions, travel, and spend quality time with loved ones. However, to truly relish the freedom that retirement offers, it's crucial to gain a clear understanding of how much money is enough to sustain your desired lifestyle.

Retirement Planning - How to Secure Your Future

Retirement Planning - How to Secure Your Future

Retirement is a significant life event that requires careful planning to ensure a financially secure and fulfilling future. Regardless of your situation, retirement planning shares common principles and steps that are essential for setting yourself up for success.

Here, we will explore the key factors and actionable strategies worth considering when planning for retirement.

3 Things to Know About Retirement Planning in 2022

3 Things to Know About Retirement Planning in 2022

Saving for retirement can be a daunting prospect. There are many different planning options and the amount needed to save comes down to the individual. According to one study, just 12% of under 55s have set a target for their pension pots—meaning around 18 million UK adults could potentially be heading for a retirement nightmare.

That's why we are here to break it down with 3 things you need to know about retirement planning.


Charles James Named in FTAdviser's Top 100 Financial Advisers 2018

Charles James Financial Planning is delighted to announce our inclusion into FTAdviser’s Top 100 Financial Advisers 2018!

No-Deal Brexit: Pensions, Savings and Mortgages

Just seven months remain until the UK leaves the European Union, and with an ever increasing chance of a “No-Deal Brexit”, we take a look at what that means for you.

Get Advice Before Withdrawing From Your Pension

Pensions freedoms have brought financial flexibility for those entering retirement age, however you must be aware of the consequences of withdrawing lump sums from your pension pot, especially if you plan on doing so before retirement age.

35 Year Olds Should Have Double Their Salary in Savings

According to a leading investments firm, workers should have double their annual salaries in savings by the time they reach their mid-30s.