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Insights from the Charles James team
7 Things You Need to Know About Your Rising Energy Bills
The UK energy industry is in disarray. In principle, we should benefit from competition, but there hasn't been any — instead, high prices are essentially mandated by regulations.
However, there are opportunities to act to help, not because there are excellent deals available, but rather because the most recent analysis indicates that the future appears to be substantially worse. Future price cap forecasts are now far greater than they were even a few months ago as they continue to grow. This indicates that certain exorbitantly expensive fixes appear to be working.
Here is what you need to know...
4 Ways to Save on your Travel Insurance
While the holidays are once again on the card, the pandemic isn't over yet, and there is still much uncertainty.
Travel insurance is now more important than ever before. When purchasing coverage for your trip overseas, be sure it includes Covid-19 protection.
While coverage for Covid-related occurrences should be your top priority, it's also critical not to overpay for your policy. We can assist you to make sure your insurance provides the coverage you require without breaking the bank.
Here are 4 things you need to know…
4 Things you Need to Know about Pet Insurance
Vet bills can quickly add up, which is why having pet insurance is crucial to help ease the pressure on your finances. Here are the 4 key things you need to know…
Why Is It Important to Have Insurance?
The main reason you need insurance is to protect your life, your ability to earn income, and to keep a roof over your head.
It Pays To Switch Your Home Insurance
New research from Citizens Advice suggests that the average home insurance premium of loyal customers increases as each year with their provider passes.
Home Insurance and Cold Weather
As heavy snowfall and ice is forecast to hit the UK, you need to ensure your home is insured for snow and water damage.
Charles James Named in FTAdviser's Top 100 Financial Advisers 2018
Charles James Financial Planning is delighted to announce our inclusion into FTAdviser’s Top 100 Financial Advisers 2018!
Travel Insurance For Ski Season
As ski season approaches, The Foreign Office has advised that they are not able to pay the medical bills of British skiers that are injured on the slopes, making comprehensive travel insurance all the more important.
No-Deal Brexit: Pensions, Savings and Mortgages
Just seven months remain until the UK leaves the European Union, and with an ever increasing chance of a “No-Deal Brexit”, we take a look at what that means for you.
Do I need Contents Insurance?
A lot of people tend to overlook building and contents insurance for their homes, but it may be much more important than you think…
England Fans Advised To Take Out Travel Insurance Before The World Cup
Many England fans travelling to Russia for the World cup run the risk of large financial hits should they neglect to take out travel insurance.
What We Can Learn From Monarch Airlines
Travel insurance companies and the CAA have released useful information for those that have had flights cancelled following the Monarch Airlines administration.
Young People Most Likely to Go Abroad Without Travel Insurance
Around 40% of those aged 18-24 go on holiday overseas without taking out travel insurance.
What Does The Autumn Statement Mean For You?
What are the key points from the Autumn Statement and how will they affect you?
Is This The End of Whiplash Claims?
Car insurance premiums could be reduced as compensation for whiplash claims is set to be cut.
Insurance, Women Drivers and EU Legislation
Insurers could move to change the current legislation for women drivers and car insurance.
Are You Fully Covered by Your Travel Insurance?
Holidaymakers are being advised to check they are sufficiently covered by their travel insurance policy.
Changes for The New Tax Year
April 6th marks the start of a new tax year, and with lots of new changes taking effect there may be big consequences for your personal finances.
How to Save Money
With more emphasis being placed on saving money, we look at how easy it is to cut down on your monthly outgoings.