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Insights from the Charles James team
Can you get a Credit Card with Bad Credit?
Following on from last month's Financial New Year's Resolutions, this time of year can bring more than its fair share of money worries. According to The Money Charity, the average total debt per UK household by November 2021 was £63,122.
So what can you do if you have bad credit?
5 Steps for Beginners to Start Investing
Whether it's digital investments or physical investments such as a business or real estate, here are 5 steps to get you started with investing…
Charles James Named in FTAdviser's Top 100 Financial Advisers 2018
Charles James Financial Planning is delighted to announce our inclusion into FTAdviser’s Top 100 Financial Advisers 2018!
Brexit: The state of Play
With the outlook for Brexit constantly changing, the significant progress made on an exit deal this week takes us a step closer to leaving the EU, but what comes next?
Bank of England Holds Interest Rates at 0.5%
Despite predictions that interest rates would increase in May, the Bank of England has held rates at 0.5%, after they also cut growth forecasts for 2018.
Inflation Rises to 3.1% in November
Inflation reaches the highest point in almost six years.
UK GDP Rises By 0.4%
The UK economy experienced a higher than expected growth in Q3 of 2017.
UK Inflation Climbs to 3% in September
The Consumer Prices Index has reached the highest rate in over 5 years.
Savings FAQs
Savings rates are at rock bottom, but that doesn’t mean that saving is a bad idea. Here are some of the commonly asked questions about how to save…
Banks Warned Against Excessive Lending
The Bank of England is getting worried about the level of household debt.
What Does A Hung Parliament Mean For Your Finances?
An unexpected result in the General Election has left uncertainty surrounding key policies, particularly involving personal finance.
Mortgage Lending Stabilises
Mortgage lending fell last month as the housing market has appeared to settle down.
Premium Bond Prize Pot Cut
After the odds of winning a prize were cut last year, NS&I have made further changes to their popular premium bonds scheme.
What Does The Autumn Statement Mean For You?
What are the key points from the Autumn Statement and how will they affect you?
Long Term Savers Hit by Rate Cut
Easy access saving accounts have suffered at the hands of rock bottom interest rates for a while now, but long term, fixed rate bonds are the latest accounts to experience a rate cut.
Inflation Rises To 1%
Rising costs have led to the highest inflation levels in almost two years.
Hard Brexit Hits the Pound
Discussions over the UK's withdrawal from the single market has caused a fall in the pound sterling.
Interest Rates Remain at 0.25% as The Economy Recovers
After early worries following the result of the EU Referendum, the Bank of England has reported that Britain’s economy is performing better than expected.
High Interest Savings Accounts
With interest rates at record lows and issues with the Help to Buy Isa coming to light, are there any savings accounts with a good rate of return?