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Following on from last month's Financial New Year's Resolutions, this time of year can bring more than its fair share of money worries. According to The Money Charity, the average total debt per UK household by November 2021 was £63,122.
So what can you do if you have bad credit?
With the outlook for Brexit constantly changing, the significant progress made on an exit deal this week takes us a step closer to leaving the EU, but what comes next?
Despite predictions that interest rates would increase in May, the Bank of England has held rates at 0.5%, after they also cut growth forecasts for 2018.
