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Insights from the Charles James team
UK Government To Address Pension Tax Anomaly
The Treasury has confirmed that it is looking at ways to change some of the ways in which pensions tax relief is provided.
A Timeline For Brexit
As we enter the final 6 months of the UK’s EU membership, we take a look at the coming months and break down each stage of the process.
Women Saving More Money into Pensions Than Men
According to new figures, women are saving a larger percentage of their income into a pensions than men.
Why Writing Your Will Is So Important
After Aretha Franklin passed away last month, details emerged that she did not have a will, leaving uncertainty over what will happen to her estate.
No-Deal Brexit: Pensions, Savings and Mortgages
Just seven months remain until the UK leaves the European Union, and with an ever increasing chance of a “No-Deal Brexit”, we take a look at what that means for you.
Pensions: The Basics
Many people, especially young people, put off contributing into a pension as they just aren’t sure how and why they should. Here are the basics of pensions to help you maximise your retirement fund.
Prepare Yourself For A Mortgage
When taking out a new mortgage, or even remortgaging, you will need to answer questions and provide information about your finances. Here’s what you can expect…
What The Interest Rate Rise Means For You
Despite the base interest rate increasing in November 2017 - the first increase in more than a decade - the Bank of England has announced another increase.
The UK Could Soon See A Basic Savings Rate
Banks may soon be forced to offer a minimum interest rate in an attempt to tackle poor returns on customers’ savings.
Do I need Contents Insurance?
A lot of people tend to overlook building and contents insurance for their homes, but it may be much more important than you think…
First-Time Buyer Numbers Exceed Home Movers
For the first time in 23 years, the number of first-time buyers has exceeded the number of current home owners looking to sell.
UK Household Savings Lowest Since 2005
A rise in consumer spending has seen savings levels drop to their lowest level in 13 years.
12% of Your Salary Should Be saved Into A Pension
According to a new report, workers should be saving at least 12% of their annual wage into a pension.
5 Things You May Not Know About Wills
With a huge number of adults in the UK not having written a Will yet, we take a look at some key pieces of information around Wills that you may not know…
Is Now The Best Time To Take Out A Mortgage?
Mortgage rates look set to increase, with many in the industry claiming it is better to take out a mortgage sooner rather than later.
England Fans Advised To Take Out Travel Insurance Before The World Cup
Many England fans travelling to Russia for the World cup run the risk of large financial hits should they neglect to take out travel insurance.
Financial Scams on The Rise
A fifth of all scams reported to Citizens Advice’s Consumer Service are related to financial or legal services.
Over 40s Urged To Make Up Pension Deficit
Hundreds of thousands of over 40s are at risk of being left short when it comes to their retirement savings.
Get Advice Before Withdrawing From Your Pension
Pensions freedoms have brought financial flexibility for those entering retirement age, however you must be aware of the consequences of withdrawing lump sums from your pension pot, especially if you plan on doing so before retirement age.
35 Year Olds Should Have Double Their Salary in Savings
According to a leading investments firm, workers should have double their annual salaries in savings by the time they reach their mid-30s.