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Insights from the Charles James team
35 Year Olds Should Have Double Their Salary in Savings
According to a leading investments firm, workers should have double their annual salaries in savings by the time they reach their mid-30s.
A Fifth of Parents Have Borrowed From Their Children
New research has shown that 19% of parents have borrowed cash from a child’s savings account.
The Deadline for Old £10 Notes is Approaching
If you have any old paper £10 notes, you should think about getting rid of them as soon as possible...
Millions of Pounds to Go Unclaimed This Christmas
A large amount of cash gifts could be forgotten about this Christmas, as millions of cheques may go uncashed.
Budget 2017: Housing, Tax, Savings & Pensions
The 2017 Budget was delivered on 22nd November by Chancellor Philip Hammond, and contained big changes, particularly for first time buyers.
Shops Will Accept The Old Pound Coin After October 15th
The old one pound coin will no longer be legal tender as of October 15th, but many shops will continue to accept them past the cut off date.
The New £10 Note - Everything You Need To Know
The new £10 note entered circulation earlier this month and there’s a few things you should know about the latest polymer banknote…
Inflation Rates Experience Unexpected Rise
The UK inflation rate rose another 0.3% from July to August—the joint highest it's been in 5 years.
The Pound On Course For Parity With The Euro
The value of the pound has fallen so low that soon it could be worth just one euro.
Savings FAQs
Savings rates are at rock bottom, but that doesn’t mean that saving is a bad idea. Here are some of the commonly asked questions about how to save…
Checking Your State Pension
Many are being advised to check their state pension forecast in advance, in order to avoid disappointment and give themselves time to prepare.
Banks Warned Against Excessive Lending
The Bank of England is getting worried about the level of household debt.
The End of Cash?
With card transactions now overtaking cash purchases, are we seeing the decline of cash altogether?
Writing Your Business Shares Into Your Will
Over half of British small business owners do not include instructions on what to do with company shares in the event of their death.
The Pound Drops After Hung Parliament Result
The value of the pound continues to fall as the UK economy is uncertain after the general election.
Personal Finance and The 2017 General Election
As the date for the General election approaches, we take a look at what Labour and the Conservatives have included in their manifestos regarding personal finance.
What to Do With Your Old £5 Notes
Old £5 notes will no longer be accepted in shops within the next couple of weeks.
Proposed Credit Card Changes and How They Could Affect You
New rules proposed by the Financial Conduct Authority (FCA) could see credit card providers forced to help customers in debt.
What To Do With Your Old Pound Coins
The new £1 coin enters circulation on March 28th, but what should you do with your old ones?
Premium Bond Prize Pot Cut
After the odds of winning a prize were cut last year, NS&I have made further changes to their popular premium bonds scheme.