
Blog
Insights from the Charles James team
The Savings Protection Limit is Raised
Good news for savers as the limit of guaranteed savings protection is increased.
Important Pension Deadlines
Two important dates are fast approaching for pension savers which could make a big difference to tax relief.
Financial New Year's Resolutions
Sticking to financial goals is not an easy task, but by making small, achievable changes, you will eventually be able to reach larger, long term targets. Take a look at some suggestions for financial new year's resolutions to help you on your way...
Gifting Money at Christmas
When giving money at Christmas, not everyone considers the implications and legalities around taxation.
Where Should Your Children Put Their Money?
With interest rates on child savings account so low, it’s difficult to know where the best place to put your children’s money is.
UK Government to Set Up Central Financial Advice Service
Replacing the Money Advice Service, a new government body will provide financial advice on pensions, debt and other money issues.
Hard Brexit Hits the Pound
Discussions over the UK's withdrawal from the single market has caused a fall in the pound sterling.
Mortgage Approvals Continue to Fall
The number of mortgages approved in August was the lowest since January 2015.
Interest Rates Drop to 0.25%
It was announced this week by the Bank of England that interest rates have been cut to 0.25%.
The Millennial Wage Gap
Millennials could become the first generation to earn less on average than the generation before them.
What Do Lower Interest Rates Mean for you?
With the Bank of England expected to cut interest rates this week, we take a look at how you and your family will be affected.
The Value of the Pound Post-Brexit
After an initial fall in value after the Brexit result, the Pound has gained ground.
Making the Right Pension Decisions
If you have been paying into a pension, you will now have full access to it once you turn 55. The question is, what will you do with it?
First Time Buyers and Higher Mortgage Rates
Around 1.5 million mortgage owners could face difficulties should rates increase.
Changes for The New Tax Year
April 6th marks the start of a new tax year, and with lots of new changes taking effect there may be big consequences for your personal finances.
How to Save Money
With more emphasis being placed on saving money, we look at how easy it is to cut down on your monthly outgoings.
A Money Calendar for 2016
Planning your finances for the coming year may seem daunting, but by concentrating on one month at a time, things become much simpler.
Selling Stocks & The Global Economy
After RBS recently advised its customers to “sell everything”, we take a look at the state of the global economy.
Investment Trusts - Gifts That Aren't Just For Christmas
With Christmas fast approaching, it's time to think about giving your children a gift that will last long into their future, and investment trusts may be the perfect present.
Paying Tax and Receiving Welfare
Approximately 90% of us pay more in taxes than we receive in welfare payments throughout our lifetime.