Blog
Insights from the Charles James team
Making the Right Pension Decisions
If you have been paying into a pension, you will now have full access to it once you turn 55. The question is, what will you do with it?
How Much Will Your House Be Worth in 15 Years' Time?
Buying property is one of the best ways of investing money, but just how profitable will your investment be in 2030?
Brexit - Economy Predictions
With the EU referendum around the corner, the Bank of England has warned that Britain leaving the EU (Brexit) could force the nation into recession.
Should I Invest in Premium Bonds?
National Savings & Investment have recently announced that the number of Premium Bond prizes will be reduced. We take a look at just how lucrative an investment they really are.
How Much Should I Be Saving into a Pension?
We are constantly being reminded to save money for retirement, but just how much should we be saving?
The Bank of Mum and Dad
The Bank of Mum and Dad is set to become one of the highest mortgage lenders in the UK as more and more young buyers seek financial help from their parents.
First Time Buyers and Higher Mortgage Rates
Around 1.5 million mortgage owners could face difficulties should rates increase.
Are Isas The Best Way to Save?
Isas have traditionally been the first port of call for those looking to store their cash in an account, but they may not be as appealing as they used to be.
Digital Estate Planning
When writing a will or planning your estate you should also think about your digital assets and what will happen to them once you are gone.
Alternatives to Savings Accounts
For some people, savings accounts aren't necessarily the preferred place to keep spare money as it could be worth more when invested elsewhere.
Changes for The New Tax Year
April 6th marks the start of a new tax year, and with lots of new changes taking effect there may be big consequences for your personal finances.
Estate Planning - It's Good to Talk
Discussing what will happen after you die is often a taboo subject, however it’s wise to start planning as soon as possible.
National Insurance Costs Set to Rise
From the 6th April, around 6 million workers will see a rise in their National Insurance costs.
How to Save Money
With more emphasis being placed on saving money, we look at how easy it is to cut down on your monthly outgoings.
Lifetime Isas
Chancellor George Osborne’s Budget included a new lifetime Individual Savings Account (Isa) designed to incentivise young people to start saving for their first home or pension.
Budget 2016 Summary: Tax & Savings
Among the talk of compulsory maths lessons and fizzy drinks, there were a number of big announcements regarding taxes, savings and pensions in this year’s budget.
Budget 2016 Predictions
The 2016 budget will be announced on Wednesday 16th March, and many have begun speculating the details of Chancellor George Osborne’s speech.
UK Government Introduce the Help to Save Scheme
Low paid workers will be given a bonus of up to £1,200 if they pay into a Help to Save savings account.
The Real Cost of Buying a Home
When buying a house, there are more costs to consider than just the listed price of the property.