Blog
Insights from the Charles James team
The UK Government Overhauls State Pensions
The new state pension system takes effect from April 6, and thousands without the necessary national insurance contributions to their name will not receive anything.
Women Receive Smaller Pensions Than Men
When it comes to pensions, women have as little as 50% of the average savings of men.
Are You Taking Debt Advice?
Household debt is becoming an issue for an increasing number of families in the UK.
What Would Brexit Mean for British Economy?
Capital Economics was commissioned by Woodford Investment Management to look at the impact a potential Brexit would have on the British economy.
The Challenging Millennials
Financial Times have taken a look at millennials, a generation proving to be a challenge for the financial industry.
The Case for Saving into a Pension
Many people hold off on starting a pension until later in life, but here's why starting early is a good idea...
Revisions to Inheritance Tax
The number of families in the UK paying inheritance tax is at a 35 year high...
The Importance of Travel Insurance
Travel insurance is an element of going abroad that many of us tend to ignore, but recent events have highlighted the need for coverage when planning a trip...
Mortgage Lending at an 8 Year High
Mortgage lending last year was at its highest point since 2008.
A Money Calendar for 2016
Planning your finances for the coming year may seem daunting, but by concentrating on one month at a time, things become much simpler.
New Pension Tax Reforms to Hit The Wealthy
The latest proposed changes to the pension taxation system could have the biggest effect on the richest.
Selling Stocks & The Global Economy
After RBS recently advised its customers to “sell everything”, we take a look at the state of the global economy.
The Key to a Better Deal on Your Mortgage
Avoiding paying inflated interest rates and keeping loan repayments as low as possible is key to staying on top of your mortgage and your personal finances.
Which Children's Savings Account Should I Choose?
Encourage your children to save their Christmas money now, and they’ll thank you in the future.
Pensions Becoming a Worry for Financial Experts
The way that pension freedoms are being used is becoming something of a worry for some financial experts.
Are We Really In A Housing Crisis?
With the housing market becoming more and more competitive, are we in really in a crisis?
Cumbria Flooding & The Importance of Home Insurance
Recent flooding in parts of the country has highlighted the need for home owners to take out home insurance.
Writing A Will and Dying Intestate
With reports showing that almost £1 billion has been left ownerless this year due to a lack of wills, it goes to show just how important estate planning is.
Investment Trusts - Gifts That Aren't Just For Christmas
With Christmas fast approaching, it's time to think about giving your children a gift that will last long into their future, and investment trusts may be the perfect present.
Understanding Mortgages
Choosing the right mortgage can be a testing experience, however this “jargon buster” should make things a little easier…