
Blog
Insights from the Charles James team
Pensions in 2019
It’s never a bad time to save money into a retirement fund, however there are big changes coming to pensions in 2019, which you may want to read up on…
How To Avoid Online Scams This Christmas
As Christmas approaches, experts highlight the dangers of shopping online with unknown retailers.
Charles James Named in FTAdviser's Top 100 Financial Advisers 2018
Charles James Financial Planning is delighted to announce our inclusion into FTAdviser’s Top 100 Financial Advisers 2018!
Brexit: The state of Play
With the outlook for Brexit constantly changing, the significant progress made on an exit deal this week takes us a step closer to leaving the EU, but what comes next?
Autumn Budget Recap 2018
We look through the key points from the Autumn Budget, with a focus on taxation, housing and welfare.
A Timeline For Brexit
As we enter the final 6 months of the UK’s EU membership, we take a look at the coming months and break down each stage of the process.
No-Deal Brexit: Pensions, Savings and Mortgages
Just seven months remain until the UK leaves the European Union, and with an ever increasing chance of a “No-Deal Brexit”, we take a look at what that means for you.
The UK Could Soon See A Basic Savings Rate
Banks may soon be forced to offer a minimum interest rate in an attempt to tackle poor returns on customers’ savings.
First-Time Buyer Numbers Exceed Home Movers
For the first time in 23 years, the number of first-time buyers has exceeded the number of current home owners looking to sell.
UK Household Savings Lowest Since 2005
A rise in consumer spending has seen savings levels drop to their lowest level in 13 years.
Over 40s Urged To Make Up Pension Deficit
Hundreds of thousands of over 40s are at risk of being left short when it comes to their retirement savings.
Get Advice Before Withdrawing From Your Pension
Pensions freedoms have brought financial flexibility for those entering retirement age, however you must be aware of the consequences of withdrawing lump sums from your pension pot, especially if you plan on doing so before retirement age.
35 Year Olds Should Have Double Their Salary in Savings
According to a leading investments firm, workers should have double their annual salaries in savings by the time they reach their mid-30s.
A Fifth of Parents Have Borrowed From Their Children
New research has shown that 19% of parents have borrowed cash from a child’s savings account.
The Deadline for Old £10 Notes is Approaching
If you have any old paper £10 notes, you should think about getting rid of them as soon as possible...
Millions of Pounds to Go Unclaimed This Christmas
A large amount of cash gifts could be forgotten about this Christmas, as millions of cheques may go uncashed.
Budget 2017: Housing, Tax, Savings & Pensions
The 2017 Budget was delivered on 22nd November by Chancellor Philip Hammond, and contained big changes, particularly for first time buyers.
Shops Will Accept The Old Pound Coin After October 15th
The old one pound coin will no longer be legal tender as of October 15th, but many shops will continue to accept them past the cut off date.
The New £10 Note - Everything You Need To Know
The new £10 note entered circulation earlier this month and there’s a few things you should know about the latest polymer banknote…
Inflation Rates Experience Unexpected Rise
The UK inflation rate rose another 0.3% from July to August—the joint highest it's been in 5 years.