
Blog
Insights from the Charles James team
The UK Economy Post-Brexit
Since the UK voted to leave the EU on the 23rd June, there has been lots of speculation about what will happen to the country’s economy. We take a look at how different markets have been affected.
Interest Rates Drop to 0.25%
It was announced this week by the Bank of England that interest rates have been cut to 0.25%.
Is it Time To Switch Your Savings Account?
If you’re earning 0% interest on your savings, it’s almost certainly time to switch your account.
Interest Rates Remain at 0.5% - Reaction
The Monetary Policy Committee (MPC) have decided to hold interest rates at 0.5% despite expectations that they would be lowered.
What Do Lower Interest Rates Mean for you?
With the Bank of England expected to cut interest rates this week, we take a look at how you and your family will be affected.
Mark Carney Outlines BoE's Post-Referendum Plans
Mark Carney announced that, while Britain was not financially secure following the EU Referendum result, the Bank of England has “a clear plan, and it is working”.
Brexit: Now What?
The UK woke up to the news that it has voted to leave the European Union, and in the wake of the EU Referendum results David Cameron has resigned as Prime Minister.
Help to Buy and Outpriced First-Time Buyers
Despite the government’s Help to Buy initiative, many first-time buyers are being priced out of purchasing a home.
First Time Buyers and Higher Mortgage Rates
Around 1.5 million mortgage owners could face difficulties should rates increase.
Changes for The New Tax Year
April 6th marks the start of a new tax year, and with lots of new changes taking effect there may be big consequences for your personal finances.
Mortgage Lending at an 8 Year High
Mortgage lending last year was at its highest point since 2008.
Selling Stocks & The Global Economy
After RBS recently advised its customers to “sell everything”, we take a look at the state of the global economy.
The Key to a Better Deal on Your Mortgage
Avoiding paying inflated interest rates and keeping loan repayments as low as possible is key to staying on top of your mortgage and your personal finances.
Investment Trusts - Gifts That Aren't Just For Christmas
With Christmas fast approaching, it's time to think about giving your children a gift that will last long into their future, and investment trusts may be the perfect present.
More Bad News for Savers?
After interest rates remain frozen, savers investing in Isas have been dealt another blow...
China's Economic Crisis: Are We Overreacting?
The fall in prices in the Chinese stock market has caused an element of chaos around the world, but perhaps doing nothing may be the best course of action for investors…
Chinese Stocks Fall on Black Monday
Earlier this week, effects were felt across the globe as the Chinese stock market fell by the largest amount since 1996.
House Buyers Taking out Longer Term Mortgages
More and more house buyers are taking out 30 year or more mortgages in an attempt to cut down on their monthly repayments.
Interest Rates Increase: Opinions
Despite inflation sitting at 0%, the Bank of England could be about to raise interest rates to a targeted 2%. We look at the opinions of a number of leading financial experts.