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Insights from the Charles James team
Bank of England Holds Interest Rates at 0.5%
Despite predictions that interest rates would increase in May, the Bank of England has held rates at 0.5%, after they also cut growth forecasts for 2018.
How To Buy a House With A Lifetime ISA
Lifetime ISAs are almost a year old, but many people are still confused about how to claim their 25% interest.
25% of Pensioner Households Have Zero Savings
Latest government figures reveal that a quarter of all pensioner households have no money saved for retirement.
Simple Steps To Start Saving
Most people would like to build up a healthy rainy day fund, but many struggle to get started and structure their saving. We take a look at some simple steps to kick starting your savings accounts.
Taxation Changes For The New Tax Year
The new tax year has arrived, and with it comes sweeping changes to the way you pay tax…
A Fifth of Parents Have Borrowed From Their Children
New research has shown that 19% of parents have borrowed cash from a child’s savings account.
Could Interest Rates Increase in May?
The Bank of England has so far kept interest rates on hold, but there are indications that they could rise in the near future…
Saving Rates Highest Since 2016
New analysis shows that notice savings accounts have reached their highest rates since 2016.
Government To Ban Unsolicited Pensions Calls
Following pressure from numerous groups, the government will ban cold calls relating to pensions as of this summer.
Why You Should Remortgage Sooner Rather Than Later
With interest rates set to rise, now could be the best time to take out a new mortgage.
Pension Contributions Set To Rise
Millions of British workers will see their automatic pension contributions increase from April this year.
The Deadline for Old £10 Notes is Approaching
If you have any old paper £10 notes, you should think about getting rid of them as soon as possible...
Mortgage Lending Drops to a 3 Year Low
New mortgages for houses fell to the lowest amount since January 2015.
Can You Spot Financial Scams?
After just 9% of people were able to identify scam texts and emails, an official campaign has been launched to help people spot foul play.
Will Disputes Rise Over Christmas
Arguments during the festive period may have caused a spike in will amendments.
Money Management in 2018
If you are looking to organise your finances as part of your New Years resolutions, there are a number of simple and practical steps you can take today to put you on the right path.
Millions of Pounds to Go Unclaimed This Christmas
A large amount of cash gifts could be forgotten about this Christmas, as millions of cheques may go uncashed.
Inflation Rises to 3.1% in November
Inflation reaches the highest point in almost six years.
Will Rules Could Be Relaxed
To cater for the digital age, electronic wills could be made acceptable to make the process more accessible, but just how wise is it to simplify the process?
Over 50% of UK Customers Are Missing Better Mortgage Choices
A large number of customers in the UK do not realise that a wider range of mortgage product choices are available from mortgage brokers.