
Blog
Insights from the Charles James team
1 in 4 to Retire With Debt This Year
A quarter of those retiring this year will do so with outstanding debts according to a report from the Prudential.
A Quarter of UK Families Have Less Than £95 in Savings
The savings gap between high income and low income families is widening…
Premium Bond Prize Pot Cut
After the odds of winning a prize were cut last year, NS&I have made further changes to their popular premium bonds scheme.
The Savings Protection Limit is Raised
Good news for savers as the limit of guaranteed savings protection is increased.
Financial New Year's Resolutions
Sticking to financial goals is not an easy task, but by making small, achievable changes, you will eventually be able to reach larger, long term targets. Take a look at some suggestions for financial new year's resolutions to help you on your way...
Gifting Money at Christmas
When giving money at Christmas, not everyone considers the implications and legalities around taxation.
A Third of Over 75s Targeted by Investment Scams, The FCA Say
The Financial Conduct Authority (FCA) has revealed that 32% of those aged 75 or over suspect they have been offered fraudulent investment “opportunities”.
The State Pension Age Could Rise to 70
Analysis of government documents reveals the DWP are considering a state pension age (SPA) increase.
What Does The Autumn Statement Mean For You?
What are the key points from the Autumn Statement and how will they affect you?
Auto-Enrolment Boosts Pension Numbers
Since 2012, workplace automatic enrolment for pensions has resulted in 4.4 million new savers.
Now is a Good Time to Buy A House
House price confidence falls to its lowest level in three years, which is good news for potential buyers…
Global Markets React to Donald Trump Victory
As news broke that Donald Trump had been elected as the next President of The United States, markets fluctuated around the world.
Long Term Savers Hit by Rate Cut
Easy access saving accounts have suffered at the hands of rock bottom interest rates for a while now, but long term, fixed rate bonds are the latest accounts to experience a rate cut.
Inflation Rises To 1%
Rising costs have led to the highest inflation levels in almost two years.
Where Should Your Children Put Their Money?
With interest rates on child savings account so low, it’s difficult to know where the best place to put your children’s money is.
UK Government to Set Up Central Financial Advice Service
Replacing the Money Advice Service, a new government body will provide financial advice on pensions, debt and other money issues.
Hard Brexit Hits the Pound
Discussions over the UK's withdrawal from the single market has caused a fall in the pound sterling.
How Much Should You Withdraw From Your Pension?
Financial experts are worried about the amount of money that retirees are withdrawing from their pensions, so just how much is safe to withdraw?
High Interest Savings Accounts
With interest rates at record lows and issues with the Help to Buy Isa coming to light, are there any savings accounts with a good rate of return?
Issues with Help to Buy
Help to Buy Isas have come under scrutiny, as it has been found that the government mortgage saving scheme is not able to be used for house deposits.