
Blog
Insights from the Charles James team
Mortgage Lending Amounts Reach All Time High
More money than ever before was borrowed by first-time buyers last year.
Premium Bond Prize Pot Cut
After the odds of winning a prize were cut last year, NS&I have made further changes to their popular premium bonds scheme.
The Savings Protection Limit is Raised
Good news for savers as the limit of guaranteed savings protection is increased.
Important Pension Deadlines
Two important dates are fast approaching for pension savers which could make a big difference to tax relief.
UK Set to Leave The EU Single Market
Prime Minister Theresa May’s speech details the country’s plans for Brexit.
Financial New Year's Resolutions
Sticking to financial goals is not an easy task, but by making small, achievable changes, you will eventually be able to reach larger, long term targets. Take a look at some suggestions for financial new year's resolutions to help you on your way...
Protecting Your Digital Legacy
People are being urged to leave their loved ones clear instructions on how to access personal accounts including social media, websites and bank accounts.
Help to Buy Scheme Ends
The controversial Help to Buy Scheme has been shelved by the government.
Gifting Money at Christmas
When giving money at Christmas, not everyone considers the implications and legalities around taxation.
A Third of Over 75s Targeted by Investment Scams, The FCA Say
The Financial Conduct Authority (FCA) has revealed that 32% of those aged 75 or over suspect they have been offered fraudulent investment “opportunities”.
UK Insurance Tax Set To Be 6th Highest in Europe
It was announced in the Autumn Statement that insurance tax will increase from 10% to 12% as of June next year.
The State Pension Age Could Rise to 70
Analysis of government documents reveals the DWP are considering a state pension age (SPA) increase.
What Does The Autumn Statement Mean For You?
What are the key points from the Autumn Statement and how will they affect you?
Is This The End of Whiplash Claims?
Car insurance premiums could be reduced as compensation for whiplash claims is set to be cut.
Auto-Enrolment Boosts Pension Numbers
Since 2012, workplace automatic enrolment for pensions has resulted in 4.4 million new savers.
Now is a Good Time to Buy A House
House price confidence falls to its lowest level in three years, which is good news for potential buyers…
Global Markets React to Donald Trump Victory
As news broke that Donald Trump had been elected as the next President of The United States, markets fluctuated around the world.
Value of The Pound Rises After Brexit High Court Ruling
The pound reached a 3 week high after the High Court ruled that the government must achieve parliamentary approval before triggering Article 50.
Long Term Savers Hit by Rate Cut
Easy access saving accounts have suffered at the hands of rock bottom interest rates for a while now, but long term, fixed rate bonds are the latest accounts to experience a rate cut.
Pension Annuity Sale Scheme Scrapped
The Treasury reverses their decision to allow pensioners cash in their annuities.