
Blog
Insights from the Charles James team
Inflation Rises To 1%
Rising costs have led to the highest inflation levels in almost two years.
Where Should Your Children Put Their Money?
With interest rates on child savings account so low, it’s difficult to know where the best place to put your children’s money is.
UK Government to Set Up Central Financial Advice Service
Replacing the Money Advice Service, a new government body will provide financial advice on pensions, debt and other money issues.
Hard Brexit Hits the Pound
Discussions over the UK's withdrawal from the single market has caused a fall in the pound sterling.
Mortgage Approvals Continue to Fall
The number of mortgages approved in August was the lowest since January 2015.
Half of Britons Do Not Have A Will
Without a will you have no control over what happens to your estate once you die. Will Aid aim to raise awareness of the importance of writing a will as soon as possible.
Interest Rates Remain at 0.25% as The Economy Recovers
After early worries following the result of the EU Referendum, the Bank of England has reported that Britain’s economy is performing better than expected.
How Much Should You Withdraw From Your Pension?
Financial experts are worried about the amount of money that retirees are withdrawing from their pensions, so just how much is safe to withdraw?
High Interest Savings Accounts
With interest rates at record lows and issues with the Help to Buy Isa coming to light, are there any savings accounts with a good rate of return?
Issues with Help to Buy
Help to Buy Isas have come under scrutiny, as it has been found that the government mortgage saving scheme is not able to be used for house deposits.
New Rules on Inheritance Tax
With more UK families paying inheritance tax than ever before, the government has introduced new rules for the inheritance tax free allowance.
The UK Economy Post-Brexit
Since the UK voted to leave the EU on the 23rd June, there has been lots of speculation about what will happen to the country’s economy. We take a look at how different markets have been affected.
Pension Freedom Withdrawals Hit New Heights
Financial experts worry as pension withdrawals accelerate.
Employees Offered Lump Sums to Abandon Pensions
As pension costs increase for businesses, some employees are being offered lump sums to give up their final salary pensions.
Interest Rates Drop to 0.25%
It was announced this week by the Bank of England that interest rates have been cut to 0.25%.
Home ownership falls in English Cities
The percentage of the population which own their own home has fallen its lowest level in 30 years.
Rents Fall Ahead of Brexit
Along with uncertainty in the housing market, landlords are getting nervous as rents fall ahead of Britain’s departure from the EU.
Is it Time To Switch Your Savings Account?
If you’re earning 0% interest on your savings, it’s almost certainly time to switch your account.
The Millennial Wage Gap
Millennials could become the first generation to earn less on average than the generation before them.