
Blog
Insights from the Charles James team
Interest Rates Remain at 0.5% - Reaction
The Monetary Policy Committee (MPC) have decided to hold interest rates at 0.5% despite expectations that they would be lowered.
What Do Lower Interest Rates Mean for you?
With the Bank of England expected to cut interest rates this week, we take a look at how you and your family will be affected.
Insurance, Women Drivers and EU Legislation
Insurers could move to change the current legislation for women drivers and car insurance.
House Prices Rise after EU Referendum Result
Although growth is slowing, house prices continue to reach levels of unaffordability.
Mark Carney Outlines BoE's Post-Referendum Plans
Mark Carney announced that, while Britain was not financially secure following the EU Referendum result, the Bank of England has “a clear plan, and it is working”.
The Value of the Pound Post-Brexit
After an initial fall in value after the Brexit result, the Pound has gained ground.
Brexit: Now What?
The UK woke up to the news that it has voted to leave the European Union, and in the wake of the EU Referendum results David Cameron has resigned as Prime Minister.
Help to Buy and Outpriced First-Time Buyers
Despite the government’s Help to Buy initiative, many first-time buyers are being priced out of purchasing a home.
How Will You Be Affected by Brexit?
With the EU referendum debate being fuelled by discussions about the economy, many of us are concerned about how our everyday lives will change should the country vote to leave the EU.
House Prices Fall Ahead of The EU Referendum
House prices have fallen by the largest amount in 4 years in the run up to the EU referendum.
Are You Fully Covered by Your Travel Insurance?
Holidaymakers are being advised to check they are sufficiently covered by their travel insurance policy.
SMEs and Pension Auto-Enrolment
An increasing number of SMEs are being penalised for failing to comply with pension auto-enrolment.
Where Your Money Goes When You Don’t Have a Will
Last year, almost £1 billion was left ownerless as a result of people dying without having written a will. But what happens to this money when no recipients have been specified?
Making the Right Pension Decisions
If you have been paying into a pension, you will now have full access to it once you turn 55. The question is, what will you do with it?
How Much Will Your House Be Worth in 15 Years' Time?
Buying property is one of the best ways of investing money, but just how profitable will your investment be in 2030?
Brexit - Economy Predictions
With the EU referendum around the corner, the Bank of England has warned that Britain leaving the EU (Brexit) could force the nation into recession.
Should I Invest in Premium Bonds?
National Savings & Investment have recently announced that the number of Premium Bond prizes will be reduced. We take a look at just how lucrative an investment they really are.
How Much Should I Be Saving into a Pension?
We are constantly being reminded to save money for retirement, but just how much should we be saving?
The Bank of Mum and Dad
The Bank of Mum and Dad is set to become one of the highest mortgage lenders in the UK as more and more young buyers seek financial help from their parents.
First Time Buyers and Higher Mortgage Rates
Around 1.5 million mortgage owners could face difficulties should rates increase.