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Insights from the Charles James team
Are Isas The Best Way to Save?
Isas have traditionally been the first port of call for those looking to store their cash in an account, but they may not be as appealing as they used to be.
Digital Estate Planning
When writing a will or planning your estate you should also think about your digital assets and what will happen to them once you are gone.
Alternatives to Savings Accounts
For some people, savings accounts aren't necessarily the preferred place to keep spare money as it could be worth more when invested elsewhere.
Changes for The New Tax Year
April 6th marks the start of a new tax year, and with lots of new changes taking effect there may be big consequences for your personal finances.
Estate Planning - It's Good to Talk
Discussing what will happen after you die is often a taboo subject, however it’s wise to start planning as soon as possible.
National Insurance Costs Set to Rise
From the 6th April, around 6 million workers will see a rise in their National Insurance costs.
How to Save Money
With more emphasis being placed on saving money, we look at how easy it is to cut down on your monthly outgoings.
Lifetime Isas
Chancellor George Osborne’s Budget included a new lifetime Individual Savings Account (Isa) designed to incentivise young people to start saving for their first home or pension.
Budget 2016 Summary: Tax & Savings
Among the talk of compulsory maths lessons and fizzy drinks, there were a number of big announcements regarding taxes, savings and pensions in this year’s budget.
Budget 2016 Predictions
The 2016 budget will be announced on Wednesday 16th March, and many have begun speculating the details of Chancellor George Osborne’s speech.
UK Government Introduce the Help to Save Scheme
Low paid workers will be given a bonus of up to £1,200 if they pay into a Help to Save savings account.
The Real Cost of Buying a Home
When buying a house, there are more costs to consider than just the listed price of the property.
The UK Government Overhauls State Pensions
The new state pension system takes effect from April 6, and thousands without the necessary national insurance contributions to their name will not receive anything.
Women Receive Smaller Pensions Than Men
When it comes to pensions, women have as little as 50% of the average savings of men.
Are You Taking Debt Advice?
Household debt is becoming an issue for an increasing number of families in the UK.
What Would Brexit Mean for British Economy?
Capital Economics was commissioned by Woodford Investment Management to look at the impact a potential Brexit would have on the British economy.
The Challenging Millennials
Financial Times have taken a look at millennials, a generation proving to be a challenge for the financial industry.
The Case for Saving into a Pension
Many people hold off on starting a pension until later in life, but here's why starting early is a good idea...
Revisions to Inheritance Tax
The number of families in the UK paying inheritance tax is at a 35 year high...