Investing is a powerful tool for building wealth and achieving financial freedom, but it's not always easy to separate fact from fiction. Unfortunately, there are many investing myths and misconceptions that can hold people back from taking advantage of the benefits of investing.

Here, we'll debunk some of the most common investing myths and provide practical advice for a better financial future…

Investment risk is the possibility of losing the money you invest, or not achieving the expected returns.

Is investing really worth the risk?

Budgeting is something that many people overlook. Whether you want to pay off debt, save for a down payment on a house, or simply get a better handle on your finances, creating a budget is likely to be a good tool to help you. Although it seems like a simple enough task to construct a budget, if you don’t know where to start, it is easy to come unstuck. That's why in this beginner's guide, we'll walk you through the steps of creating and sticking to a budget.

A conversation with our university intern Ronald Azechio

Bonds are issued by governments and corporations when they want to raise money. By buying a bond, you're giving the issuer a loan, where they agree to pay you back the face value of the loan on a specific date, as well as paying you periodic interest payments along the way, usually twice a year.

The UK energy industry is in disarray. In principle, we should benefit from competition, but there hasn't been any — instead, high prices are essentially mandated by regulations.

However, there are opportunities to act to help, not because there are excellent deals available, but rather because the most recent analysis indicates that the future appears to be substantially worse. Future price cap forecasts are now far greater than they were even a few months ago as they continue to grow. This indicates that certain exorbitantly expensive fixes appear to be working.

Here is what you need to know...

According to the RAC, the average cost of filling a tank with petrol has surpassed £100 for the first time, making it more crucial than ever to find the best fuel prices. Additionally, you may cut down the growth of prices if you drive more effectively, consume less fuel, and follow the other tips we've mentioned.

Here is what you need to know…

When you're away, whether you are ordering a meal or booking that excursion, you can be asked if you want to pay in pounds sterling or the local currency.

It can be tempting to accept the sum that is being offered to you in pounds (GBP), since it is the one that you are most familiar with. But you'll typically pay extra for it.

Here are a few ways to save money while you're away…

Millions of households are feeling the brunt of the cost-of-living crisis. From our energy, broadband, and water bills to food and fuel, price rises are being felt across the board.

One method to combat this is to devote some time to ensure that you are getting the best value for your money on all of your home expenditures.

That's why we have 2 quick ways to cut your bills…

While the holidays are once again on the card, the pandemic isn't over yet, and there is still much uncertainty.

Travel insurance is now more important than ever before. When purchasing coverage for your trip overseas, be sure it includes Covid-19 protection.

While coverage for Covid-related occurrences should be your top priority, it's also critical not to overpay for your policy. We can assist you to make sure your insurance provides the coverage you require without breaking the bank.

Here are 4 things you need to know…

Households will be hit hard financially this spring due to the energy price cap which is set to rise in April 2022. On top of loans, food, and other home obligations, families on a limited budget may struggle when the energy prices increase.

So how can we deal with this?

Saving for retirement can be a daunting prospect. There are many different planning options and the amount needed to save comes down to the individual. According to one study, just 12% of under 55s have set a target for their pension pots—meaning around 18 million UK adults could potentially be heading for a retirement nightmare.

That's why we are here to break it down with 3 things you need to know about retirement planning.

Following on from last month's Financial New Year's Resolutions, this time of year can bring more than its fair share of money worries. According to The Money Charity, the average total debt per UK household by November 2021 was £63,122.

So what can you do if you have bad credit?

With the New Year upon us, it's often seen as a fresh start, a blank page, a new chapter. When better to enforce new and positive financial habits, especially after the most expensive time of the year?

Sit back and let's make the most of the new beginning, as we have the 3 financial New Year's resolutions for you…

Last month we covered the government's plans for the biggest programme of tax rises since the 1970s. With this change, it's best to be prepared if you're looking for investment opportunities.

Here are the tax-efficient investment allowances that you need to know about…

Since the pandemic, Britain's budget deficit has hit a peacetime high. This is a record reaching 4% of the gross domestic product in a year, due to COVID-related spending.

This has prompted the biggest programme of tax rises since the 1970s to help narrow the gap.

So, what happens next?

Vet bills can quickly add up, which is why having pet insurance is crucial to help ease the pressure on your finances. Here are the 4 key things you need to know…

There are many different factors that determine what savings account you choose. If you are saving for a house deposit or a new car, or maybe your retirement, your motivation will make a difference.

Whether it's digital investments or physical investments such as a business or real estate, here are 5 steps to get you started with investing…