Blog
Insights from the Charles James team
Understanding the Three Types of Pensions
There are three types of pensions that are available to consider when beginning to start saving.
Should I Open a Help-To-Buy ISA?
As the deadline draws nearer time is running out if you haven’t already taken advantage of the government’s offer of free money towards buying your first home.
Link has suspended dealing in shares in the Woodford Fund
On 15 October 2019, Woodford Investment Management Limited, informed us that it will resign from its role.
Woodford Suspension to continue until at least December 2019
Woodford Suspension is suspected to continue until at least December 2019…
One of the UK’s Biggest Mortgage lenders is the ‘bank of mum and dad’.
Parents are spending so much money to get their children onto the housing ladder that they have become one of the biggest lenders in the UK, a survey suggests. But as homebuyers rely on their parents, it may mean parents will struggle later on in life and have smaller pension pots.
Woodford Suspension Extension Update August
Woodford have said that they will continue to make progress focusing the fund’s portfolio towards the few areas of the market which, they believe, continue to offer valuation appeal and to the economic sectors with enough internal momentum to withstand the growing global headwinds.
Six Top Tips for Pension Savers
Saving for retirement is vital, but many people often ask, how do I save comfortably? Here are 6 top tips to think about when saving your pension.
Woodford Fund Suspension Extension
Leading UK fund manager Neil Woodford issued a further update this week following the decision to suspend all investor dealing in the LF Woodford Equity Income Fund until December.
Woodford Equity Income Fund Continues Suspension
Investor dealing in the LF Woodford Equity Income Fund has continued its suspension.
Plan To Allow First-Time Buyers To Access Pensions For House Deposit Comes Under Fire
As the Housing Secretary calls on the government to allow first-time buyers to access their pension funds to help fund a deposit on a house, the Department for Work and Pensions (DWP) argue against the proposal.
Fund Suspension Update from Neil Woodford
Leading UK fund manager Neil Woodford issued an update this week following the decision to suspend all investor dealing in the LF Woodford Equity Income Fund.
Mortgage Approvals at A 2 Year High
Mortgage lenders approved 42,989 mortgages in April of this year, which may be a sign that the housing market is showing strength in uncertain times.
Can You Afford Your Mortgage Repayments?
Whether or not you are able to take out a mortgage depends on your ability to repay the loan, or rather, your lender’s confidence in your ability to repay.
When To Compromise On Buying A House
The latest homebuyers’ survey from Which? has found that many people regret some of the compromises they have made when buying their home.
When Can You Claim Your State Pension?
The State Pension conditions have gradually changed, leaving many confused as to when they are allowed to claim it and how much they are entitled to.
It Pays To Switch Your Home Insurance
New research from Citizens Advice suggests that the average home insurance premium of loyal customers increases as each year with their provider passes.
Generation X Are The Largest Pension Contributors
Those aged 43 - 54 account for the largest percentage of overall pension contributions, however they still aren’t contributing as much as they should be.
Despite Wage Rises, Savings Remain At Record Low
Wages are rising, borrowing is decreasing, however British savings as a percentage of income are at historic lows.
Paying Off Your Mortgage Early
In such uncertain economic times, it can be confusing as to whether or not you should pay off your mortgage early, provided you are able to .
Different Ways To Repay Your Mortgage
When repaying your mortgage, there may be one solution that is better for you than others. There are three different ways you can arrange repayment of a mortgage, with each varying on the way in which repayments and interest is structured.