
Blog
Insights from the Charles James team
The Pound Drops After Hung Parliament Result
The value of the pound continues to fall as the UK economy is uncertain after the general election.
What Does A Hung Parliament Mean For Your Finances?
An unexpected result in the General Election has left uncertainty surrounding key policies, particularly involving personal finance.
Personal Finance and The 2017 General Election
As the date for the General election approaches, we take a look at what Labour and the Conservatives have included in their manifestos regarding personal finance.
Young People Most Likely to Go Abroad Without Travel Insurance
Around 40% of those aged 18-24 go on holiday overseas without taking out travel insurance.
Most Britons Expect to Work Past the Age of 65
The majority of Britons expect to work past retirement age as worries about the size of pension pots surface.
Possible Changes to the Pensions Triple Lock
The Government is considering replacing the Pensions triple lock, which guarantees a minimum yearly increase in the state pension.
The Bank of Mum and Dad Loans Increase
A report from Legal & General reveals that parental and family loans for property will increase by 30% in 2017.
What to Do With Your Old £5 Notes
Old £5 notes will no longer be accepted in shops within the next couple of weeks.
Younger Generation Likely to Benefit from Inheritance Lump Sums
Over £400 billion could be passed down from grandparents straight to grandchildren in the coming decades.
How To Improve Pension Freedoms
It has been two years since pension freedoms were introduced, but there are still improvements that need to be made…
Proposed Credit Card Changes and How They Could Affect You
New rules proposed by the Financial Conduct Authority (FCA) could see credit card providers forced to help customers in debt.
What To Do With Your Old Pound Coins
The new £1 coin enters circulation on March 28th, but what should you do with your old ones?
Mortgage Lending Stabilises
Mortgage lending fell last month as the housing market has appeared to settle down.
£2.1 million Lost Every Day Due to Fraud
Last year, Britons lost a staggering amount of money as a result of financial fraud.
Budget 2017 Breakdown: Taxes, Savings and Pensions
A break down of the key points regarding taxes, savings and pensions from the Spring Budget 2017.
Preparing Your Small Business for Auto-Enrolment
Is your small business prepared for auto-enrolment? Here's what you need to get in place ahead of your staging date...
Will Your Pension Be Sufficient?
Just 36% of people believe that their pension will provide a good retirement.
1 in 4 to Retire With Debt This Year
A quarter of those retiring this year will do so with outstanding debts according to a report from the Prudential.
A Quarter of UK Families Have Less Than £95 in Savings
The savings gap between high income and low income families is widening…
Young and Old People Targeted By Pension Scams
Approximately 26% of adults have received some form of unsolicited contact about their pension...