Blog
Insights from the Charles James team
Pension Freedom Withdrawals Hit New Heights
Financial experts worry as pension withdrawals accelerate.
Employees Offered Lump Sums to Abandon Pensions
As pension costs increase for businesses, some employees are being offered lump sums to give up their final salary pensions.
Interest Rates Drop to 0.25%
It was announced this week by the Bank of England that interest rates have been cut to 0.25%.
Home ownership falls in English Cities
The percentage of the population which own their own home has fallen its lowest level in 30 years.
Rents Fall Ahead of Brexit
Along with uncertainty in the housing market, landlords are getting nervous as rents fall ahead of Britain’s departure from the EU.
Is it Time To Switch Your Savings Account?
If you’re earning 0% interest on your savings, it’s almost certainly time to switch your account.
The Millennial Wage Gap
Millennials could become the first generation to earn less on average than the generation before them.
Interest Rates Remain at 0.5% - Reaction
The Monetary Policy Committee (MPC) have decided to hold interest rates at 0.5% despite expectations that they would be lowered.
What Do Lower Interest Rates Mean for you?
With the Bank of England expected to cut interest rates this week, we take a look at how you and your family will be affected.
Insurance, Women Drivers and EU Legislation
Insurers could move to change the current legislation for women drivers and car insurance.
House Prices Rise after EU Referendum Result
Although growth is slowing, house prices continue to reach levels of unaffordability.
Mark Carney Outlines BoE's Post-Referendum Plans
Mark Carney announced that, while Britain was not financially secure following the EU Referendum result, the Bank of England has “a clear plan, and it is working”.
The Value of the Pound Post-Brexit
After an initial fall in value after the Brexit result, the Pound has gained ground.
Brexit: Now What?
The UK woke up to the news that it has voted to leave the European Union, and in the wake of the EU Referendum results David Cameron has resigned as Prime Minister.
Help to Buy and Outpriced First-Time Buyers
Despite the government’s Help to Buy initiative, many first-time buyers are being priced out of purchasing a home.
How Will You Be Affected by Brexit?
With the EU referendum debate being fuelled by discussions about the economy, many of us are concerned about how our everyday lives will change should the country vote to leave the EU.
House Prices Fall Ahead of The EU Referendum
House prices have fallen by the largest amount in 4 years in the run up to the EU referendum.
Are You Fully Covered by Your Travel Insurance?
Holidaymakers are being advised to check they are sufficiently covered by their travel insurance policy.
SMEs and Pension Auto-Enrolment
An increasing number of SMEs are being penalised for failing to comply with pension auto-enrolment.
Where Your Money Goes When You Don’t Have a Will
Last year, almost £1 billion was left ownerless as a result of people dying without having written a will. But what happens to this money when no recipients have been specified?