
Blog
Insights from the Charles James team
Brexit: Now What?
The UK woke up to the news that it has voted to leave the European Union, and in the wake of the EU Referendum results David Cameron has resigned as Prime Minister.
Help to Buy and Outpriced First-Time Buyers
Despite the government’s Help to Buy initiative, many first-time buyers are being priced out of purchasing a home.
How Will You Be Affected by Brexit?
With the EU referendum debate being fuelled by discussions about the economy, many of us are concerned about how our everyday lives will change should the country vote to leave the EU.
House Prices Fall Ahead of The EU Referendum
House prices have fallen by the largest amount in 4 years in the run up to the EU referendum.
Are You Fully Covered by Your Travel Insurance?
Holidaymakers are being advised to check they are sufficiently covered by their travel insurance policy.
SMEs and Pension Auto-Enrolment
An increasing number of SMEs are being penalised for failing to comply with pension auto-enrolment.
Where Your Money Goes When You Don’t Have a Will
Last year, almost £1 billion was left ownerless as a result of people dying without having written a will. But what happens to this money when no recipients have been specified?
Making the Right Pension Decisions
If you have been paying into a pension, you will now have full access to it once you turn 55. The question is, what will you do with it?
How Much Will Your House Be Worth in 15 Years' Time?
Buying property is one of the best ways of investing money, but just how profitable will your investment be in 2030?
Brexit - Economy Predictions
With the EU referendum around the corner, the Bank of England has warned that Britain leaving the EU (Brexit) could force the nation into recession.
Should I Invest in Premium Bonds?
National Savings & Investment have recently announced that the number of Premium Bond prizes will be reduced. We take a look at just how lucrative an investment they really are.
How Much Should I Be Saving into a Pension?
We are constantly being reminded to save money for retirement, but just how much should we be saving?
The Bank of Mum and Dad
The Bank of Mum and Dad is set to become one of the highest mortgage lenders in the UK as more and more young buyers seek financial help from their parents.
First Time Buyers and Higher Mortgage Rates
Around 1.5 million mortgage owners could face difficulties should rates increase.
Are Isas The Best Way to Save?
Isas have traditionally been the first port of call for those looking to store their cash in an account, but they may not be as appealing as they used to be.
Digital Estate Planning
When writing a will or planning your estate you should also think about your digital assets and what will happen to them once you are gone.
Alternatives to Savings Accounts
For some people, savings accounts aren't necessarily the preferred place to keep spare money as it could be worth more when invested elsewhere.
Changes for The New Tax Year
April 6th marks the start of a new tax year, and with lots of new changes taking effect there may be big consequences for your personal finances.
Estate Planning - It's Good to Talk
Discussing what will happen after you die is often a taboo subject, however it’s wise to start planning as soon as possible.