
Blog
Insights from the Charles James team
The Importance of Travel Insurance
Travel insurance is an element of going abroad that many of us tend to ignore, but recent events have highlighted the need for coverage when planning a trip...
Mortgage Lending at an 8 Year High
Mortgage lending last year was at its highest point since 2008.
A Money Calendar for 2016
Planning your finances for the coming year may seem daunting, but by concentrating on one month at a time, things become much simpler.
New Pension Tax Reforms to Hit The Wealthy
The latest proposed changes to the pension taxation system could have the biggest effect on the richest.
Selling Stocks & The Global Economy
After RBS recently advised its customers to “sell everything”, we take a look at the state of the global economy.
The Key to a Better Deal on Your Mortgage
Avoiding paying inflated interest rates and keeping loan repayments as low as possible is key to staying on top of your mortgage and your personal finances.
Which Children's Savings Account Should I Choose?
Encourage your children to save their Christmas money now, and they’ll thank you in the future.
Pensions Becoming a Worry for Financial Experts
The way that pension freedoms are being used is becoming something of a worry for some financial experts.
Are We Really In A Housing Crisis?
With the housing market becoming more and more competitive, are we in really in a crisis?
Cumbria Flooding & The Importance of Home Insurance
Recent flooding in parts of the country has highlighted the need for home owners to take out home insurance.
Writing A Will and Dying Intestate
With reports showing that almost £1 billion has been left ownerless this year due to a lack of wills, it goes to show just how important estate planning is.
Investment Trusts - Gifts That Aren't Just For Christmas
With Christmas fast approaching, it's time to think about giving your children a gift that will last long into their future, and investment trusts may be the perfect present.
Understanding Mortgages
Choosing the right mortgage can be a testing experience, however this “jargon buster” should make things a little easier…
Autumn Statement & Spending Review 2015
George Osborne gave his Autumn Statement and Spending Review. We have highlighted some of the key points from the Chancellor’s speech.
The Gender Pay Gap
The gender pay gap has changed very little in the last decade, but what is being done to balance this inequality?
Approvals for Mortgages Decrease
Mortgage approvals fell in September last month to the lowest amount in four months.
Auto-Enrolment and Pension Flexibility
Charles James MD, Dean Thorpe, recently spoke about pensions at the Taylor Bracewell seminar in Sheffield. On the agenda were auto-enrolment pensions and recent changes to pension flexibility.
Pension Misconceptions
It’s quite easy to let the details of pensions pass you by, so we take a look at some of the myths about retirement planning.