
Blog
Insights from the Charles James team
How To Top-Up Your Pension
From the 12th October, you could be entitled to receive an extra £25 a week in state pension.
The Number of Contested Wills is Increasing
The number of wills that are being contested is increasing after family members dispute the wishes of deceased relatives.
Are Young Workers Saving Enough for Retirement?
Pensions encourage people to think about their finances ahead of retirement, however the current pension system may actually discourage saving.
How to Take Out a Long Term Mortgage
With increasing house prices and a need to cut down on monthly outgoings, more and more home buyers are looking to longer term mortgages as a solution. But just how easy is it to take out a 40 year mortgage?
Paying Tax and Receiving Welfare
Approximately 90% of us pay more in taxes than we receive in welfare payments throughout our lifetime.
Employers and The Living Wage
A large supermarket chain has become the first of its kind to announce it will pay its employees the living wage in the UK, however some businesses may struggle to keep up with new living wage rules.
More Bad News for Savers?
After interest rates remain frozen, savers investing in Isas have been dealt another blow...
How Much Money Do We Really Need?
New YouGov research shows that once you start earning more money and begin climbing the financial ladder, the more you need to be content.
Huge Lump Sums Withdrawn from Pensions
Since the new pension freedoms took effect in April, figures show that savers have been taking out £27m a day.
Exploring Capital Gains Tax on Inherited Properties
Working out Capital Gains Tax can be difficult, especially when the situation is complicated due to inherited properties.
China's Economic Crisis: Are We Overreacting?
The fall in prices in the Chinese stock market has caused an element of chaos around the world, but perhaps doing nothing may be the best course of action for investors…
Chinese Stocks Fall on Black Monday
Earlier this week, effects were felt across the globe as the Chinese stock market fell by the largest amount since 1996.
Millions of People Missold Bank Card Insurance
Around 2 million people will be able to claim compensation for missold bank card insurance.
House Buyers Taking out Longer Term Mortgages
More and more house buyers are taking out 30 year or more mortgages in an attempt to cut down on their monthly repayments.
Changes to Your Pension Annual Allowance
Changes to pension tax relief are coming in April next year.
Could Your Will be Contested?
One woman went to court and received over £150,000 of her mother's estate, despite not being included in the will. Does this mean that your will could be contested too?
Mortgages and Rising Interest Rates
Homeowners set to face extra costs with an interest increase “drawing closer”.
Interest Rates Remain Low on Super Thursday
The decision has been made to keep interest rates set at a record low 0.5%, despite expectations that they would rise.
Inheritance Tax Changes - How Are You Affected?
The recent changes to inheritance tax have caused confusion as to how much can be passed on tax-free in a will. We take a look at how you may be affected.
The UK is Third Most Popular Place for Investment
According to a report by the World Economic Forum (WEF), the UK is the third most popular place for international investment.