Research shows children will copy their parents' approach to finance, and with personal debt on the rise, it pays to think about the example you are setting.

This Sunday is Insurance Awareness Day, a day designed to remind us it is always wise to have a back-up plan, and so it is a good time to think about why you need insurance.

What were your attitudes towards money when you were in your 20s? You were probably not thinking about savings and investments, or planning for your retirement. 

Who will feature on the $10 note has not yet been decided but it is clear that for many, how our currency looks and who it represents, it as important as how it is spent.

If you have not made a will you are not alone. Fifty percent of UK adults have not made a will. Here are the five most common reasons why.

First time buyers have found it “virtually impossible” in recent times to purchase their own home, research suggests. While deposits and moving costs may be stumbling blocks for young people, it will come as a relief to see fees on fixed rates mortgages fall by 17%.

Planning for retirement is important, however it extends much further than organising the best pension you can. It has recently been revealed that a worrying number of over 55s are approaching retirement with substantial debts still outstanding, which could drastically impact the amount of pension the individual has access to.

With the announcement of the emergency budget on July 8th, there are expected to be many changes to a number of financial legislations. One expected change is to the way tax free allowance is structured. Pre-election, the Conservative manifesto included details about how high earners’ tax relief would be decreased in order to fund an inheritance tax allowance increase of up to £1 million. 

Fixed rate mortgages are currently at the lowest rate ever seen. This means it is now possible to secure a 2 year fixed mortgage at a rate of just 1.07% and a 10 year mortgage for less than 3%.

George Osborne has set a date for an emergency budget. On July 8, key changes to financial structure and legislation will be made, as proposed in the Conservative manifesto.

Setting up a savings account is one thing, but regularly paying into it is another. Getting into the habit of saving money is not easy, and even though you may start the month with the best of intentions, come the end of it there may be very little to put away.

So, how can you avoid overspending and ensure you have a healthy sum to put away regularly? Budget!

Now we have the results from the General Election, investors’ first moves will be an indicator for how the country’s financial situation will take shape over the next term.

Here’s a summary of the key things to watch...

With the upcoming General Election, it may be time to think about your finances ahead of changes to current policies and legislation. As we get closer to the day, it is wise to read up on what a new government will mean for your savings and investments. With a hung parliament likely, some of the smaller parties may get chance to push through some of their policies which could come as  a surprise to some.

Managing your personal finance can be a minefield. With so many options available, regulations surrounding them, not to mention the technical terms attached to them! As we approach the end of the financial year, no doubt you are increasingly looking at the best ways to store and invest your money.

With the end of the tax year approaching, there are a number of things you may want to think about ahead of the 5th April deadline.

Announcing plans for how the Government proposes to handle the deficit, pensions, tax, savings and public spending (to name a handful of topics), economists have been examining the details and identifying the budget's impact. 

As none of us know what’s around the corner, it is important to consider making a Will. This is a task usually associated with old age, however there is always a risk of losing the ability to make rational decisions, leaving you unable to pass on your wishes to your loved ones.  Tragedy can strike at any time and it is reassuring to know that your living intentions will be fulfilled on death. We’re going to take a look at some of the reasons that you may want to write your Will sooner rather than later.

Buying a property has long been seen as a rite of passage, a seminal moment in reaching adulthood as you leave behind the care-free days of renting. For the current generation, with house prices generally being 5 times income for first times buyers, it is more difficult than ever to get on the first rung of the property ladder.

So, what can you do to put yourself in the best possible position to be able to afford your first home? Here are some pieces of advice…

When writing a Will, your first thought are usually be about how your estate and possessions are passed on to your loved ones. In the digital age, there is much more to consider than just physical assets...

By now, all small businesses should be aware of workplace pensions. You might have seen the advertising on TV – ‘Workplace Pensions. We’re All In’. That may already be true of the country’s largest businesses, but to smaller businesses and their employees, implementation is now looming large on the horizon. If you employ one or more qualifying people, then at some point you will have to comply and set up a qualifying Auto Enrolment Pension Scheme.