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Insights from the Charles James team
4 Tax Efficient Investment Allowances You Need to Know
Last month we covered the government's plans for the biggest programme of tax rises since the 1970s. With this change, it's best to be prepared if you're looking for investment opportunities.
Here are the tax-efficient investment allowances that you need to know about…
5 Things You Need to Know about Tax Rises in 2021
Since the pandemic, Britain's budget deficit has hit a peacetime high. This is a record reaching 4% of the gross domestic product in a year, due to COVID-related spending.
This has prompted the biggest programme of tax rises since the 1970s to help narrow the gap.
So, what happens next?
Tips For Selecting A Savings Account
Perhaps you have a New Year’s Resolution to open a new savings account this year. With so many products on the market, it can be quite confusing when looking for the right savings account. The Money Advice Service have some tips on how to narrow your search for the right savings product...
Charles James Named in FTAdviser's Top 100 Financial Advisers 2018
Charles James Financial Planning is delighted to announce our inclusion into FTAdviser’s Top 100 Financial Advisers 2018!
Autumn Budget Recap 2018
We look through the key points from the Autumn Budget, with a focus on taxation, housing and welfare.
Taxation Changes For The New Tax Year
The new tax year has arrived, and with it comes sweeping changes to the way you pay tax…
Budget 2017: Housing, Tax, Savings & Pensions
The 2017 Budget was delivered on 22nd November by Chancellor Philip Hammond, and contained big changes, particularly for first time buyers.
What Does A Hung Parliament Mean For Your Finances?
An unexpected result in the General Election has left uncertainty surrounding key policies, particularly involving personal finance.
Personal Finance and The 2017 General Election
As the date for the General election approaches, we take a look at what Labour and the Conservatives have included in their manifestos regarding personal finance.
Mortgage Lending Stabilises
Mortgage lending fell last month as the housing market has appeared to settle down.
Important Pension Deadlines
Two important dates are fast approaching for pension savers which could make a big difference to tax relief.
Gifting Money at Christmas
When giving money at Christmas, not everyone considers the implications and legalities around taxation.
What Does The Autumn Statement Mean For You?
What are the key points from the Autumn Statement and how will they affect you?
New Rules on Inheritance Tax
With more UK families paying inheritance tax than ever before, the government has introduced new rules for the inheritance tax free allowance.
Rents Fall Ahead of Brexit
Along with uncertainty in the housing market, landlords are getting nervous as rents fall ahead of Britain’s departure from the EU.
Brexit: Now What?
The UK woke up to the news that it has voted to leave the European Union, and in the wake of the EU Referendum results David Cameron has resigned as Prime Minister.
Alternatives to Savings Accounts
For some people, savings accounts aren't necessarily the preferred place to keep spare money as it could be worth more when invested elsewhere.
Changes for The New Tax Year
April 6th marks the start of a new tax year, and with lots of new changes taking effect there may be big consequences for your personal finances.
Budget 2016 Summary: Tax & Savings
Among the talk of compulsory maths lessons and fizzy drinks, there were a number of big announcements regarding taxes, savings and pensions in this year’s budget.
The Case for Saving into a Pension
Many people hold off on starting a pension until later in life, but here's why starting early is a good idea...