
Blog
Insights from the Charles James team
Issues with Help to Buy
Help to Buy Isas have come under scrutiny, as it has been found that the government mortgage saving scheme is not able to be used for house deposits.
The UK Economy Post-Brexit
Since the UK voted to leave the EU on the 23rd June, there has been lots of speculation about what will happen to the country’s economy. We take a look at how different markets have been affected.
Interest Rates Drop to 0.25%
It was announced this week by the Bank of England that interest rates have been cut to 0.25%.
Home ownership falls in English Cities
The percentage of the population which own their own home has fallen its lowest level in 30 years.
Rents Fall Ahead of Brexit
Along with uncertainty in the housing market, landlords are getting nervous as rents fall ahead of Britain’s departure from the EU.
The Millennial Wage Gap
Millennials could become the first generation to earn less on average than the generation before them.
What Do Lower Interest Rates Mean for you?
With the Bank of England expected to cut interest rates this week, we take a look at how you and your family will be affected.
House Prices Rise after EU Referendum Result
Although growth is slowing, house prices continue to reach levels of unaffordability.
Mark Carney Outlines BoE's Post-Referendum Plans
Mark Carney announced that, while Britain was not financially secure following the EU Referendum result, the Bank of England has “a clear plan, and it is working”.
Brexit: Now What?
The UK woke up to the news that it has voted to leave the European Union, and in the wake of the EU Referendum results David Cameron has resigned as Prime Minister.
Help to Buy and Outpriced First-Time Buyers
Despite the government’s Help to Buy initiative, many first-time buyers are being priced out of purchasing a home.
How Will You Be Affected by Brexit?
With the EU referendum debate being fuelled by discussions about the economy, many of us are concerned about how our everyday lives will change should the country vote to leave the EU.
House Prices Fall Ahead of The EU Referendum
House prices have fallen by the largest amount in 4 years in the run up to the EU referendum.
How Much Will Your House Be Worth in 15 Years' Time?
Buying property is one of the best ways of investing money, but just how profitable will your investment be in 2030?
Brexit - Economy Predictions
With the EU referendum around the corner, the Bank of England has warned that Britain leaving the EU (Brexit) could force the nation into recession.
The Bank of Mum and Dad
The Bank of Mum and Dad is set to become one of the highest mortgage lenders in the UK as more and more young buyers seek financial help from their parents.
First Time Buyers and Higher Mortgage Rates
Around 1.5 million mortgage owners could face difficulties should rates increase.
Budget 2016 Predictions
The 2016 budget will be announced on Wednesday 16th March, and many have begun speculating the details of Chancellor George Osborne’s speech.
The Real Cost of Buying a Home
When buying a house, there are more costs to consider than just the listed price of the property.
Mortgage Lending at an 8 Year High
Mortgage lending last year was at its highest point since 2008.