
Blog
Insights from the Charles James team
More Bad News for Savers?
After interest rates remain frozen, savers investing in Isas have been dealt another blow...
How Much Money Do We Really Need?
New YouGov research shows that once you start earning more money and begin climbing the financial ladder, the more you need to be content.
Huge Lump Sums Withdrawn from Pensions
Since the new pension freedoms took effect in April, figures show that savers have been taking out £27m a day.
Exploring Capital Gains Tax on Inherited Properties
Working out Capital Gains Tax can be difficult, especially when the situation is complicated due to inherited properties.
Changes to Your Pension Annual Allowance
Changes to pension tax relief are coming in April next year.
Inheritance Tax Changes - How Are You Affected?
The recent changes to inheritance tax have caused confusion as to how much can be passed on tax-free in a will. We take a look at how you may be affected.
Apple Pay and Online Financial Security
Apple Pay launches in the UK today allowing those with an iPhone to pay for goods using their device. But what is Apple Pay and just how safe is your money when banking and buying online?
Do You Understand Personal Finance?
Many of us have a poor understanding of personal finance, often underestimating the cost of certain aspects of living or life events. But how can we better prepare for financial inevitabilities?
When Did We Stop Talking About Money?
Discussing personal finances has long been considered a little crude or even a taboo. We take a look at the reasons why it's good to talk when it comes to money...
Like Father Like Son
Research shows children will copy their parents' approach to finance, and with personal debt on the rise, it pays to think about the example you are setting.
Money In Your 20s
What were your attitudes towards money when you were in your 20s? You were probably not thinking about savings and investments, or planning for your retirement.
How to Budget Your Money
Setting up a savings account is one thing, but regularly paying into it is another. Getting into the habit of saving money is not easy, and even though you may start the month with the best of intentions, come the end of it there may be very little to put away.
So, how can you avoid overspending and ensure you have a healthy sum to put away regularly? Budget!
Managing Personal Finance
Managing your personal finance can be a minefield. With so many options available, regulations surrounding them, not to mention the technical terms attached to them! As we approach the end of the financial year, no doubt you are increasingly looking at the best ways to store and invest your money.