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Insights from the Charles James team
Pension Savers Set To Receive Better Returns
The Financial Conduct Authority (FCA) and The Pensions Regulator (TPR) stated this week that they would attempt to drive value for money for those in pension schemes.
A Timeline For Brexit
As we enter the final 6 months of the UK’s EU membership, we take a look at the coming months and break down each stage of the process.
Women Saving More Money into Pensions Than Men
According to new figures, women are saving a larger percentage of their income into a pensions than men.
Why Writing Your Will Is So Important
After Aretha Franklin passed away last month, details emerged that she did not have a will, leaving uncertainty over what will happen to her estate.
No-Deal Brexit: Pensions, Savings and Mortgages
Just seven months remain until the UK leaves the European Union, and with an ever increasing chance of a “No-Deal Brexit”, we take a look at what that means for you.
Pensions: The Basics
Many people, especially young people, put off contributing into a pension as they just aren’t sure how and why they should. Here are the basics of pensions to help you maximise your retirement fund.
Prepare Yourself For A Mortgage
When taking out a new mortgage, or even remortgaging, you will need to answer questions and provide information about your finances. Here’s what you can expect…
What The Interest Rate Rise Means For You
Despite the base interest rate increasing in November 2017 - the first increase in more than a decade - the Bank of England has announced another increase.
Do I need Contents Insurance?
A lot of people tend to overlook building and contents insurance for their homes, but it may be much more important than you think…
UK Household Savings Lowest Since 2005
A rise in consumer spending has seen savings levels drop to their lowest level in 13 years.
12% of Your Salary Should Be saved Into A Pension
According to a new report, workers should be saving at least 12% of their annual wage into a pension.
Is Now The Best Time To Take Out A Mortgage?
Mortgage rates look set to increase, with many in the industry claiming it is better to take out a mortgage sooner rather than later.
England Fans Advised To Take Out Travel Insurance Before The World Cup
Many England fans travelling to Russia for the World cup run the risk of large financial hits should they neglect to take out travel insurance.
Financial Scams on The Rise
A fifth of all scams reported to Citizens Advice’s Consumer Service are related to financial or legal services.
Over 40s Urged To Make Up Pension Deficit
Hundreds of thousands of over 40s are at risk of being left short when it comes to their retirement savings.
Bank of England Holds Interest Rates at 0.5%
Despite predictions that interest rates would increase in May, the Bank of England has held rates at 0.5%, after they also cut growth forecasts for 2018.
How To Buy a House With A Lifetime ISA
Lifetime ISAs are almost a year old, but many people are still confused about how to claim their 25% interest.
25% of Pensioner Households Have Zero Savings
Latest government figures reveal that a quarter of all pensioner households have no money saved for retirement.
Simple Steps To Start Saving
Most people would like to build up a healthy rainy day fund, but many struggle to get started and structure their saving. We take a look at some simple steps to kick starting your savings accounts.
Taxation Changes For The New Tax Year
The new tax year has arrived, and with it comes sweeping changes to the way you pay tax…