
Blog
Insights from the Charles James team
Personal Finance and The 2017 General Election
As the date for the General election approaches, we take a look at what Labour and the Conservatives have included in their manifestos regarding personal finance.
Most Britons Expect to Work Past the Age of 65
The majority of Britons expect to work past retirement age as worries about the size of pension pots surface.
The Bank of Mum and Dad Loans Increase
A report from Legal & General reveals that parental and family loans for property will increase by 30% in 2017.
Proposed Credit Card Changes and How They Could Affect You
New rules proposed by the Financial Conduct Authority (FCA) could see credit card providers forced to help customers in debt.
What To Do With Your Old Pound Coins
The new £1 coin enters circulation on March 28th, but what should you do with your old ones?
Mortgage Lending Stabilises
Mortgage lending fell last month as the housing market has appeared to settle down.
Preparing Your Small Business for Auto-Enrolment
Is your small business prepared for auto-enrolment? Here's what you need to get in place ahead of your staging date...
Will Your Pension Be Sufficient?
Just 36% of people believe that their pension will provide a good retirement.
Important Pension Deadlines
Two important dates are fast approaching for pension savers which could make a big difference to tax relief.
Financial New Year's Resolutions
Sticking to financial goals is not an easy task, but by making small, achievable changes, you will eventually be able to reach larger, long term targets. Take a look at some suggestions for financial new year's resolutions to help you on your way...
What Does The Autumn Statement Mean For You?
What are the key points from the Autumn Statement and how will they affect you?
Auto-Enrolment Boosts Pension Numbers
Since 2012, workplace automatic enrolment for pensions has resulted in 4.4 million new savers.
Long Term Savers Hit by Rate Cut
Easy access saving accounts have suffered at the hands of rock bottom interest rates for a while now, but long term, fixed rate bonds are the latest accounts to experience a rate cut.
Inflation Rises To 1%
Rising costs have led to the highest inflation levels in almost two years.
UK Government to Set Up Central Financial Advice Service
Replacing the Money Advice Service, a new government body will provide financial advice on pensions, debt and other money issues.
Hard Brexit Hits the Pound
Discussions over the UK's withdrawal from the single market has caused a fall in the pound sterling.
How Much Should You Withdraw From Your Pension?
Financial experts are worried about the amount of money that retirees are withdrawing from their pensions, so just how much is safe to withdraw?
High Interest Savings Accounts
With interest rates at record lows and issues with the Help to Buy Isa coming to light, are there any savings accounts with a good rate of return?
New Rules on Inheritance Tax
With more UK families paying inheritance tax than ever before, the government has introduced new rules for the inheritance tax free allowance.
The UK Economy Post-Brexit
Since the UK voted to leave the EU on the 23rd June, there has been lots of speculation about what will happen to the country’s economy. We take a look at how different markets have been affected.