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Insights from the Charles James team
What are negative interest rates?
Negative interest rates occur when interest rates fall below 0% and therefore borrowers are credited interest rather than paying interest to lenders.
Bank of England Holds Interest Rates at 0.5%
Despite predictions that interest rates would increase in May, the Bank of England has held rates at 0.5%, after they also cut growth forecasts for 2018.
Could Interest Rates Increase in May?
The Bank of England has so far kept interest rates on hold, but there are indications that they could rise in the near future…
UK GDP Rises By 0.4%
The UK economy experienced a higher than expected growth in Q3 of 2017.
UK Inflation Climbs to 3% in September
The Consumer Prices Index has reached the highest rate in over 5 years.
What Does A Hung Parliament Mean For Your Finances?
An unexpected result in the General Election has left uncertainty surrounding key policies, particularly involving personal finance.
Now is a Good Time to Buy A House
House price confidence falls to its lowest level in three years, which is good news for potential buyers…
Long Term Savers Hit by Rate Cut
Easy access saving accounts have suffered at the hands of rock bottom interest rates for a while now, but long term, fixed rate bonds are the latest accounts to experience a rate cut.
Inflation Rises To 1%
Rising costs have led to the highest inflation levels in almost two years.
Where Should Your Children Put Their Money?
With interest rates on child savings account so low, it’s difficult to know where the best place to put your children’s money is.
Interest Rates Remain at 0.25% as The Economy Recovers
After early worries following the result of the EU Referendum, the Bank of England has reported that Britain’s economy is performing better than expected.
High Interest Savings Accounts
With interest rates at record lows and issues with the Help to Buy Isa coming to light, are there any savings accounts with a good rate of return?
Interest Rates Drop to 0.25%
It was announced this week by the Bank of England that interest rates have been cut to 0.25%.
Interest Rates Remain at 0.5% - Reaction
The Monetary Policy Committee (MPC) have decided to hold interest rates at 0.5% despite expectations that they would be lowered.
What Do Lower Interest Rates Mean for you?
With the Bank of England expected to cut interest rates this week, we take a look at how you and your family will be affected.