Blog
Insights from the Charles James team
Unravelling Common Bank Scams and How to Stay Safe
In an era becoming more and more reliant on digital transactions and online banking, the threat of falling victim to bank scams is more prevalent than ever.
The importance of safeguarding your hard-earned money cannot be understated.
Here, we'll delve into the rising threat of bank scams, dissect common scams, and equip you with practical tips on how to protect yourself.
Mortgages Slow Down But Borrowing Reflects Confidence
Despite mortgage numbers falling, levels of consumer credit stays strong.
The New £10 Note - Everything You Need To Know
The new £10 note entered circulation earlier this month and there’s a few things you should know about the latest polymer banknote…
The Bank of Mum and Dad Loans Increase
A report from Legal & General reveals that parental and family loans for property will increase by 30% in 2017.
What to Do With Your Old £5 Notes
Old £5 notes will no longer be accepted in shops within the next couple of weeks.
Hard Brexit Hits the Pound
Discussions over the UK's withdrawal from the single market has caused a fall in the pound sterling.
Mortgage Approvals Continue to Fall
The number of mortgages approved in August was the lowest since January 2015.
Interest Rates Remain at 0.25% as The Economy Recovers
After early worries following the result of the EU Referendum, the Bank of England has reported that Britain’s economy is performing better than expected.
High Interest Savings Accounts
With interest rates at record lows and issues with the Help to Buy Isa coming to light, are there any savings accounts with a good rate of return?
Issues with Help to Buy
Help to Buy Isas have come under scrutiny, as it has been found that the government mortgage saving scheme is not able to be used for house deposits.
The UK Economy Post-Brexit
Since the UK voted to leave the EU on the 23rd June, there has been lots of speculation about what will happen to the country’s economy. We take a look at how different markets have been affected.
Interest Rates Drop to 0.25%
It was announced this week by the Bank of England that interest rates have been cut to 0.25%.
Home ownership falls in English Cities
The percentage of the population which own their own home has fallen its lowest level in 30 years.
Interest Rates Remain at 0.5% - Reaction
The Monetary Policy Committee (MPC) have decided to hold interest rates at 0.5% despite expectations that they would be lowered.
What Do Lower Interest Rates Mean for you?
With the Bank of England expected to cut interest rates this week, we take a look at how you and your family will be affected.
Mark Carney Outlines BoE's Post-Referendum Plans
Mark Carney announced that, while Britain was not financially secure following the EU Referendum result, the Bank of England has “a clear plan, and it is working”.
Brexit - Economy Predictions
With the EU referendum around the corner, the Bank of England has warned that Britain leaving the EU (Brexit) could force the nation into recession.
Millions of People Missold Bank Card Insurance
Around 2 million people will be able to claim compensation for missold bank card insurance.