
Blog
Insights from the Charles James team
Pension Contributions Set To Rise
Millions of British workers will see their automatic pension contributions increase from April this year.
Millions of Pounds to Go Unclaimed This Christmas
A large amount of cash gifts could be forgotten about this Christmas, as millions of cheques may go uncashed.
Budget 2017: Housing, Tax, Savings & Pensions
The 2017 Budget was delivered on 22nd November by Chancellor Philip Hammond, and contained big changes, particularly for first time buyers.
Mortgages Slow Down But Borrowing Reflects Confidence
Despite mortgage numbers falling, levels of consumer credit stays strong.
Rare £5 Notes May Be Worth Thousands of Pounds
There could be more in your wallet than you think...
Savings FAQs
Savings rates are at rock bottom, but that doesn’t mean that saving is a bad idea. Here are some of the commonly asked questions about how to save…
Checking Your State Pension
Many are being advised to check their state pension forecast in advance, in order to avoid disappointment and give themselves time to prepare.
Drawdown Pensions and Financial Advice
An increasing number of people are taking out drawdown pensions without seeking financial guidance.
How Long Does The Triple-Lock Pension Have Left?
With the Government’s U-turn on scrapping Triple-Lock, just how long can the state pension policy last for?
What Does A Hung Parliament Mean For Your Finances?
An unexpected result in the General Election has left uncertainty surrounding key policies, particularly involving personal finance.
Most Britons Expect to Work Past the Age of 65
The majority of Britons expect to work past retirement age as worries about the size of pension pots surface.
Possible Changes to the Pensions Triple Lock
The Government is considering replacing the Pensions triple lock, which guarantees a minimum yearly increase in the state pension.
What To Do With Your Old Pound Coins
The new £1 coin enters circulation on March 28th, but what should you do with your old ones?
Preparing Your Small Business for Auto-Enrolment
Is your small business prepared for auto-enrolment? Here's what you need to get in place ahead of your staging date...
1 in 4 to Retire With Debt This Year
A quarter of those retiring this year will do so with outstanding debts according to a report from the Prudential.
A Quarter of UK Families Have Less Than £95 in Savings
The savings gap between high income and low income families is widening…
Premium Bond Prize Pot Cut
After the odds of winning a prize were cut last year, NS&I have made further changes to their popular premium bonds scheme.
The Savings Protection Limit is Raised
Good news for savers as the limit of guaranteed savings protection is increased.
Financial New Year's Resolutions
Sticking to financial goals is not an easy task, but by making small, achievable changes, you will eventually be able to reach larger, long term targets. Take a look at some suggestions for financial new year's resolutions to help you on your way...
Gifting Money at Christmas
When giving money at Christmas, not everyone considers the implications and legalities around taxation.