
Blog
Insights from the Charles James team
The UK Economy Post-Brexit
Since the UK voted to leave the EU on the 23rd June, there has been lots of speculation about what will happen to the country’s economy. We take a look at how different markets have been affected.
Interest Rates Drop to 0.25%
It was announced this week by the Bank of England that interest rates have been cut to 0.25%.
Is it Time To Switch Your Savings Account?
If you’re earning 0% interest on your savings, it’s almost certainly time to switch your account.
The Millennial Wage Gap
Millennials could become the first generation to earn less on average than the generation before them.
What Do Lower Interest Rates Mean for you?
With the Bank of England expected to cut interest rates this week, we take a look at how you and your family will be affected.
Mark Carney Outlines BoE's Post-Referendum Plans
Mark Carney announced that, while Britain was not financially secure following the EU Referendum result, the Bank of England has “a clear plan, and it is working”.
Brexit: Now What?
The UK woke up to the news that it has voted to leave the European Union, and in the wake of the EU Referendum results David Cameron has resigned as Prime Minister.
Help to Buy and Outpriced First-Time Buyers
Despite the government’s Help to Buy initiative, many first-time buyers are being priced out of purchasing a home.
How Will You Be Affected by Brexit?
With the EU referendum debate being fuelled by discussions about the economy, many of us are concerned about how our everyday lives will change should the country vote to leave the EU.
How Much Will Your House Be Worth in 15 Years' Time?
Buying property is one of the best ways of investing money, but just how profitable will your investment be in 2030?
Should I Invest in Premium Bonds?
National Savings & Investment have recently announced that the number of Premium Bond prizes will be reduced. We take a look at just how lucrative an investment they really are.
Are Isas The Best Way to Save?
Isas have traditionally been the first port of call for those looking to store their cash in an account, but they may not be as appealing as they used to be.
Alternatives to Savings Accounts
For some people, savings accounts aren't necessarily the preferred place to keep spare money as it could be worth more when invested elsewhere.
Changes for The New Tax Year
April 6th marks the start of a new tax year, and with lots of new changes taking effect there may be big consequences for your personal finances.
How to Save Money
With more emphasis being placed on saving money, we look at how easy it is to cut down on your monthly outgoings.
Lifetime Isas
Chancellor George Osborne’s Budget included a new lifetime Individual Savings Account (Isa) designed to incentivise young people to start saving for their first home or pension.
Budget 2016 Summary: Tax & Savings
Among the talk of compulsory maths lessons and fizzy drinks, there were a number of big announcements regarding taxes, savings and pensions in this year’s budget.
UK Government Introduce the Help to Save Scheme
Low paid workers will be given a bonus of up to £1,200 if they pay into a Help to Save savings account.
Are You Taking Debt Advice?
Household debt is becoming an issue for an increasing number of families in the UK.
The Challenging Millennials
Financial Times have taken a look at millennials, a generation proving to be a challenge for the financial industry.