
Blog
Insights from the Charles James team
Selling Stocks & The Global Economy
After RBS recently advised its customers to “sell everything”, we take a look at the state of the global economy.
Which Children's Savings Account Should I Choose?
Encourage your children to save their Christmas money now, and they’ll thank you in the future.
Pensions Becoming a Worry for Financial Experts
The way that pension freedoms are being used is becoming something of a worry for some financial experts.
Investment Trusts - Gifts That Aren't Just For Christmas
With Christmas fast approaching, it's time to think about giving your children a gift that will last long into their future, and investment trusts may be the perfect present.
Are Young Workers Saving Enough for Retirement?
Pensions encourage people to think about their finances ahead of retirement, however the current pension system may actually discourage saving.
More Bad News for Savers?
After interest rates remain frozen, savers investing in Isas have been dealt another blow...
Huge Lump Sums Withdrawn from Pensions
Since the new pension freedoms took effect in April, figures show that savers have been taking out £27m a day.
China's Economic Crisis: Are We Overreacting?
The fall in prices in the Chinese stock market has caused an element of chaos around the world, but perhaps doing nothing may be the best course of action for investors…
Chinese Stocks Fall on Black Monday
Earlier this week, effects were felt across the globe as the Chinese stock market fell by the largest amount since 1996.
Changes to Your Pension Annual Allowance
Changes to pension tax relief are coming in April next year.
The UK is Third Most Popular Place for Investment
According to a report by the World Economic Forum (WEF), the UK is the third most popular place for international investment.
Saving Increases By 50% in Just 10 Years
The amount that people are saving every month has risen by 52% over the past ten years, according to the spring 2015 NS&I Savings Survey by TNS.
The EU Countries With The Longest Working Hours
A recent study published in the Independent shows the average number of hours worked in the EU by country. The average number of hours worked is 37.2, but do we in the UK work more or less?
Money In Your 20s
What were your attitudes towards money when you were in your 20s? You were probably not thinking about savings and investments, or planning for your retirement.
Prepare for The New Tax Year
With the end of the tax year approaching, there are a number of things you may want to think about ahead of the 5th April deadline.
Budget 2015
Announcing plans for how the Government proposes to handle the deficit, pensions, tax, savings and public spending (to name a handful of topics), economists have been examining the details and identifying the budget's impact.
Saving in The New Year
Do you want to reach the end of 2015 richer than when you started it? Unless you receive a significant windfall, the only way you are going to achieve this is by saving. So, what better time to start than now?
How Much are You Prepared to Gamble?
A friend of mine recently told me about a profit he made while trading penny shares in a British Oil Company. His thinking behind the purchase was “They’ve fallen substantially so they have to recover, right?” This proved to be a good decision as eventually the share prices rose and he ended up making a profit. The reality is that, although this was a shrewd investment, he was lucky to make a profit and could have quite easily had his fingers burnt...