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Insights from the Charles James team
How To Buy a House With A Lifetime ISA
Lifetime ISAs are almost a year old, but many people are still confused about how to claim their 25% interest.
Taxation Changes For The New Tax Year
The new tax year has arrived, and with it comes sweeping changes to the way you pay tax…
Why You Should Remortgage Sooner Rather Than Later
With interest rates set to rise, now could be the best time to take out a new mortgage.
Mortgage Lending Drops to a 3 Year Low
New mortgages for houses fell to the lowest amount since January 2015.
Over 50% of UK Customers Are Missing Better Mortgage Choices
A large number of customers in the UK do not realise that a wider range of mortgage product choices are available from mortgage brokers.
Budget 2017: Housing, Tax, Savings & Pensions
The 2017 Budget was delivered on 22nd November by Chancellor Philip Hammond, and contained big changes, particularly for first time buyers.
Mortgages Slow Down But Borrowing Reflects Confidence
Despite mortgage numbers falling, levels of consumer credit stays strong.
Mortgage Repayment Periods Extend
38 of all mortgages taken out in 2017 will not be paid back until the borrower is at least 65.
Mortgage Lending Recovers
The housing market slowdown appears to be coming to a halt as mortgage lending picks up pace.
What Does A Hung Parliament Mean For Your Finances?
An unexpected result in the General Election has left uncertainty surrounding key policies, particularly involving personal finance.
The Bank of Mum and Dad Loans Increase
A report from Legal & General reveals that parental and family loans for property will increase by 30% in 2017.
Mortgage Lending Stabilises
Mortgage lending fell last month as the housing market has appeared to settle down.
1 in 4 to Retire With Debt This Year
A quarter of those retiring this year will do so with outstanding debts according to a report from the Prudential.
Mortgage Lending Amounts Reach All Time High
More money than ever before was borrowed by first-time buyers last year.
Help to Buy Scheme Ends
The controversial Help to Buy Scheme has been shelved by the government.
What Does The Autumn Statement Mean For You?
What are the key points from the Autumn Statement and how will they affect you?
Now is a Good Time to Buy A House
House price confidence falls to its lowest level in three years, which is good news for potential buyers…
Mortgage Approvals Continue to Fall
The number of mortgages approved in August was the lowest since January 2015.
Issues with Help to Buy
Help to Buy Isas have come under scrutiny, as it has been found that the government mortgage saving scheme is not able to be used for house deposits.