Blog
Insights from the Charles James team
The Pound On Course For Parity With The Euro
The value of the pound has fallen so low that soon it could be worth just one euro.
Savings FAQs
Savings rates are at rock bottom, but that doesn’t mean that saving is a bad idea. Here are some of the commonly asked questions about how to save…
Checking Your State Pension
Many are being advised to check their state pension forecast in advance, in order to avoid disappointment and give themselves time to prepare.
Banks Warned Against Excessive Lending
The Bank of England is getting worried about the level of household debt.
The End of Cash?
With card transactions now overtaking cash purchases, are we seeing the decline of cash altogether?
Writing Your Business Shares Into Your Will
Over half of British small business owners do not include instructions on what to do with company shares in the event of their death.
The Pound Drops After Hung Parliament Result
The value of the pound continues to fall as the UK economy is uncertain after the general election.
Personal Finance and The 2017 General Election
As the date for the General election approaches, we take a look at what Labour and the Conservatives have included in their manifestos regarding personal finance.
What to Do With Your Old £5 Notes
Old £5 notes will no longer be accepted in shops within the next couple of weeks.
Proposed Credit Card Changes and How They Could Affect You
New rules proposed by the Financial Conduct Authority (FCA) could see credit card providers forced to help customers in debt.
What To Do With Your Old Pound Coins
The new £1 coin enters circulation on March 28th, but what should you do with your old ones?
Premium Bond Prize Pot Cut
After the odds of winning a prize were cut last year, NS&I have made further changes to their popular premium bonds scheme.
The Savings Protection Limit is Raised
Good news for savers as the limit of guaranteed savings protection is increased.
Important Pension Deadlines
Two important dates are fast approaching for pension savers which could make a big difference to tax relief.
Financial New Year's Resolutions
Sticking to financial goals is not an easy task, but by making small, achievable changes, you will eventually be able to reach larger, long term targets. Take a look at some suggestions for financial new year's resolutions to help you on your way...
Gifting Money at Christmas
When giving money at Christmas, not everyone considers the implications and legalities around taxation.
Where Should Your Children Put Their Money?
With interest rates on child savings account so low, it’s difficult to know where the best place to put your children’s money is.
UK Government to Set Up Central Financial Advice Service
Replacing the Money Advice Service, a new government body will provide financial advice on pensions, debt and other money issues.
Hard Brexit Hits the Pound
Discussions over the UK's withdrawal from the single market has caused a fall in the pound sterling.
Mortgage Approvals Continue to Fall
The number of mortgages approved in August was the lowest since January 2015.