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Insights from the Charles James team
Is Now The Best Time To Take Out A Mortgage?
Mortgage rates look set to increase, with many in the industry claiming it is better to take out a mortgage sooner rather than later.
England Fans Advised To Take Out Travel Insurance Before The World Cup
Many England fans travelling to Russia for the World cup run the risk of large financial hits should they neglect to take out travel insurance.
Financial Scams on The Rise
A fifth of all scams reported to Citizens Advice’s Consumer Service are related to financial or legal services.
Over 40s Urged To Make Up Pension Deficit
Hundreds of thousands of over 40s are at risk of being left short when it comes to their retirement savings.
35 Year Olds Should Have Double Their Salary in Savings
According to a leading investments firm, workers should have double their annual salaries in savings by the time they reach their mid-30s.
Bank of England Holds Interest Rates at 0.5%
Despite predictions that interest rates would increase in May, the Bank of England has held rates at 0.5%, after they also cut growth forecasts for 2018.
How To Buy a House With A Lifetime ISA
Lifetime ISAs are almost a year old, but many people are still confused about how to claim their 25% interest.
25% of Pensioner Households Have Zero Savings
Latest government figures reveal that a quarter of all pensioner households have no money saved for retirement.
Taxation Changes For The New Tax Year
The new tax year has arrived, and with it comes sweeping changes to the way you pay tax…
A Fifth of Parents Have Borrowed From Their Children
New research has shown that 19% of parents have borrowed cash from a child’s savings account.
Could Interest Rates Increase in May?
The Bank of England has so far kept interest rates on hold, but there are indications that they could rise in the near future…
Government To Ban Unsolicited Pensions Calls
Following pressure from numerous groups, the government will ban cold calls relating to pensions as of this summer.
Why You Should Remortgage Sooner Rather Than Later
With interest rates set to rise, now could be the best time to take out a new mortgage.
Pension Contributions Set To Rise
Millions of British workers will see their automatic pension contributions increase from April this year.
The Deadline for Old £10 Notes is Approaching
If you have any old paper £10 notes, you should think about getting rid of them as soon as possible...
Mortgage Lending Drops to a 3 Year Low
New mortgages for houses fell to the lowest amount since January 2015.
Can You Spot Financial Scams?
After just 9% of people were able to identify scam texts and emails, an official campaign has been launched to help people spot foul play.
Millions of Pounds to Go Unclaimed This Christmas
A large amount of cash gifts could be forgotten about this Christmas, as millions of cheques may go uncashed.
Inflation Rises to 3.1% in November
Inflation reaches the highest point in almost six years.
Will Rules Could Be Relaxed
To cater for the digital age, electronic wills could be made acceptable to make the process more accessible, but just how wise is it to simplify the process?