Whether or not you are able to take out a mortgage depends on your ability to repay the loan, or rather, your lender’s confidence in your ability to repay.
In such uncertain economic times, it can be confusing as to whether or not you should pay off your mortgage early, provided you are able to .
With young people struggling to get on the housing ladder, around 54% of families will use cash savings to help relatives purchase their first house this year.
Those looking to get a foot on the housing ladder may be tempted to act sooner rather than later.
Just seven months remain until the UK leaves the European Union, and with an ever increasing chance of a “No-Deal Brexit”, we take a look at what that means for you.
When taking out a new mortgage, or even remortgaging, you will need to answer questions and provide information about your finances. Here’s what you can expect…
Mortgage rates look set to increase, with many in the industry claiming it is better to take out a mortgage sooner rather than later.
New mortgages for houses fell to the lowest amount since January 2015.
The 2017 Budget was delivered on 22nd November by Chancellor Philip Hammond, and contained big changes, particularly for first time buyers.
Despite mortgage numbers falling, levels of consumer credit stays strong.
38 of all mortgages taken out in 2017 will not be paid back until the borrower is at least 65.
A report from Legal & General reveals that parental and family loans for property will increase by 30% in 2017.
Mortgage lending fell last month as the housing market has appeared to settle down.
What are the key points from the Autumn Statement and how will they affect you?
House price confidence falls to its lowest level in three years, which is good news for potential buyers…
The number of mortgages approved in August was the lowest since January 2015.
It was announced this week by the Bank of England that interest rates have been cut to 0.25%.
The percentage of the population which own their own home has fallen its lowest level in 30 years.
Along with uncertainty in the housing market, landlords are getting nervous as rents fall ahead of Britain’s departure from the EU.
Although growth is slowing, house prices continue to reach levels of unaffordability.