
Blog
Insights from the Charles James team
How does furlough affect your mortgage?
If you have been furloughed and are currently on the government Job Retention Scheme, you may understandably be slightly worried about how this may affect your mortgage application.
Accessing pension pots now could damage your future
Due to coronavirus, there has been a surge in over 55s enquiring about accessing their pension pots early.
Your invested portfolios, general money planning & CJFP remote working
Some thoughts & suggestions from Dean on your invested portfolios, general money planning & CJFP remote working whilst we’re in the midst of this current global situation.
How has Coronavirius impacted the Economy?
The coronavirus outbreak has infected tens of thousands of people across the world, with UK cases increasing to over 300 in recent days. The rapid spread of the virus has left businesses around the world counting the cost.
Why Is It Important to Have Insurance?
The main reason you need insurance is to protect your life, your ability to earn income, and to keep a roof over your head.
What is the Lifetime ISA?
Help-to-buy ISAs may no longer be an option however, if you’re still considering opening something to help save money for your future house The Lifetime ISA might be an option for you.
Are my Christmas presents wrapped up with my Insurance?
With Christmas getting ever closer, homes around the country are starting to see more and more presents under the tree, some gifts may come with a hefty price tag. But are they covered for insurance?
Understanding the Three Types of Pensions
There are three types of pensions that are available to consider when beginning to start saving.
Should I Open a Help-To-Buy ISA?
As the deadline draws nearer time is running out if you haven’t already taken advantage of the government’s offer of free money towards buying your first home.
Link has suspended dealing in shares in the Woodford Fund
On 15 October 2019, Woodford Investment Management Limited, informed us that it will resign from its role.
Woodford Suspension to continue until at least December 2019
Woodford Suspension is suspected to continue until at least December 2019…
One of the UK’s Biggest Mortgage lenders is the ‘bank of mum and dad’.
Parents are spending so much money to get their children onto the housing ladder that they have become one of the biggest lenders in the UK, a survey suggests. But as homebuyers rely on their parents, it may mean parents will struggle later on in life and have smaller pension pots.
Woodford Suspension Extension Update August
Woodford have said that they will continue to make progress focusing the fund’s portfolio towards the few areas of the market which, they believe, continue to offer valuation appeal and to the economic sectors with enough internal momentum to withstand the growing global headwinds.
Six Top Tips for Pension Savers
Saving for retirement is vital, but many people often ask, how do I save comfortably? Here are 6 top tips to think about when saving your pension.
Woodford Fund Suspension Extension
Leading UK fund manager Neil Woodford issued a further update this week following the decision to suspend all investor dealing in the LF Woodford Equity Income Fund until December.
Woodford Equity Income Fund Continues Suspension
Investor dealing in the LF Woodford Equity Income Fund has continued its suspension.
Plan To Allow First-Time Buyers To Access Pensions For House Deposit Comes Under Fire
As the Housing Secretary calls on the government to allow first-time buyers to access their pension funds to help fund a deposit on a house, the Department for Work and Pensions (DWP) argue against the proposal.
Fund Suspension Update from Neil Woodford
Leading UK fund manager Neil Woodford issued an update this week following the decision to suspend all investor dealing in the LF Woodford Equity Income Fund.
Mortgage Approvals at A 2 Year High
Mortgage lenders approved 42,989 mortgages in April of this year, which may be a sign that the housing market is showing strength in uncertain times.
Can You Afford Your Mortgage Repayments?
Whether or not you are able to take out a mortgage depends on your ability to repay the loan, or rather, your lender’s confidence in your ability to repay.