
Blog
Insights from the Charles James team
Important Pension Deadlines
Two important dates are fast approaching for pension savers which could make a big difference to tax relief.
The State Pension Age Could Rise to 70
Analysis of government documents reveals the DWP are considering a state pension age (SPA) increase.
What Does The Autumn Statement Mean For You?
What are the key points from the Autumn Statement and how will they affect you?
Auto-Enrolment Boosts Pension Numbers
Since 2012, workplace automatic enrolment for pensions has resulted in 4.4 million new savers.
Pension Annuity Sale Scheme Scrapped
The Treasury reverses their decision to allow pensioners cash in their annuities.
Inflation Rises To 1%
Rising costs have led to the highest inflation levels in almost two years.
UK Government to Set Up Central Financial Advice Service
Replacing the Money Advice Service, a new government body will provide financial advice on pensions, debt and other money issues.
How Much Should You Withdraw From Your Pension?
Financial experts are worried about the amount of money that retirees are withdrawing from their pensions, so just how much is safe to withdraw?
The UK Economy Post-Brexit
Since the UK voted to leave the EU on the 23rd June, there has been lots of speculation about what will happen to the country’s economy. We take a look at how different markets have been affected.
Pension Freedom Withdrawals Hit New Heights
Financial experts worry as pension withdrawals accelerate.
Employees Offered Lump Sums to Abandon Pensions
As pension costs increase for businesses, some employees are being offered lump sums to give up their final salary pensions.
Interest Rates Drop to 0.25%
It was announced this week by the Bank of England that interest rates have been cut to 0.25%.
The Millennial Wage Gap
Millennials could become the first generation to earn less on average than the generation before them.
Brexit: Now What?
The UK woke up to the news that it has voted to leave the European Union, and in the wake of the EU Referendum results David Cameron has resigned as Prime Minister.
How Will You Be Affected by Brexit?
With the EU referendum debate being fuelled by discussions about the economy, many of us are concerned about how our everyday lives will change should the country vote to leave the EU.
SMEs and Pension Auto-Enrolment
An increasing number of SMEs are being penalised for failing to comply with pension auto-enrolment.
Making the Right Pension Decisions
If you have been paying into a pension, you will now have full access to it once you turn 55. The question is, what will you do with it?
How Much Should I Be Saving into a Pension?
We are constantly being reminded to save money for retirement, but just how much should we be saving?
Changes for The New Tax Year
April 6th marks the start of a new tax year, and with lots of new changes taking effect there may be big consequences for your personal finances.
National Insurance Costs Set to Rise
From the 6th April, around 6 million workers will see a rise in their National Insurance costs.