
Blog
Insights from the Charles James team
Pension Beneficiaries and Your Will
Being aware of the rules around leaving your pension to a beneficiary after you die can avoid lost money or confusion with wills.
Pensions Contributions Set To Rise
Workers’ pension contributions are set to increase in the very near future.
Mortgages Become Cheaper For First-Time Buyers
Those looking to get a foot on the housing ladder may be tempted to act sooner rather than later.
Home Insurance and Cold Weather
As heavy snowfall and ice is forecast to hit the UK, you need to ensure your home is insured for snow and water damage.
Pensions in 2019
It’s never a bad time to save money into a retirement fund, however there are big changes coming to pensions in 2019, which you may want to read up on…
How To Avoid Online Scams This Christmas
As Christmas approaches, experts highlight the dangers of shopping online with unknown retailers.
Charles James Named in FTAdviser's Top 100 Financial Advisers 2018
Charles James Financial Planning is delighted to announce our inclusion into FTAdviser’s Top 100 Financial Advisers 2018!
Travel Insurance For Ski Season
As ski season approaches, The Foreign Office has advised that they are not able to pay the medical bills of British skiers that are injured on the slopes, making comprehensive travel insurance all the more important.
Brexit: The state of Play
With the outlook for Brexit constantly changing, the significant progress made on an exit deal this week takes us a step closer to leaving the EU, but what comes next?
Autumn Budget Recap 2018
We look through the key points from the Autumn Budget, with a focus on taxation, housing and welfare.
Pension Savers Set To Receive Better Returns
The Financial Conduct Authority (FCA) and The Pensions Regulator (TPR) stated this week that they would attempt to drive value for money for those in pension schemes.
UK Government To Address Pension Tax Anomaly
The Treasury has confirmed that it is looking at ways to change some of the ways in which pensions tax relief is provided.
A Timeline For Brexit
As we enter the final 6 months of the UK’s EU membership, we take a look at the coming months and break down each stage of the process.
Women Saving More Money into Pensions Than Men
According to new figures, women are saving a larger percentage of their income into a pensions than men.
Why Writing Your Will Is So Important
After Aretha Franklin passed away last month, details emerged that she did not have a will, leaving uncertainty over what will happen to her estate.
No-Deal Brexit: Pensions, Savings and Mortgages
Just seven months remain until the UK leaves the European Union, and with an ever increasing chance of a “No-Deal Brexit”, we take a look at what that means for you.
What The Interest Rate Rise Means For You
Despite the base interest rate increasing in November 2017 - the first increase in more than a decade - the Bank of England has announced another increase.
The UK Could Soon See A Basic Savings Rate
Banks may soon be forced to offer a minimum interest rate in an attempt to tackle poor returns on customers’ savings.
UK Household Savings Lowest Since 2005
A rise in consumer spending has seen savings levels drop to their lowest level in 13 years.
12% of Your Salary Should Be saved Into A Pension
According to a new report, workers should be saving at least 12% of their annual wage into a pension.