Blog
Insights from the Charles James team
Should I Invest in Premium Bonds?
National Savings & Investment have recently announced that the number of Premium Bond prizes will be reduced. We take a look at just how lucrative an investment they really are.
First Time Buyers and Higher Mortgage Rates
Around 1.5 million mortgage owners could face difficulties should rates increase.
Changes for The New Tax Year
April 6th marks the start of a new tax year, and with lots of new changes taking effect there may be big consequences for your personal finances.
National Insurance Costs Set to Rise
From the 6th April, around 6 million workers will see a rise in their National Insurance costs.
Lifetime Isas
Chancellor George Osborne’s Budget included a new lifetime Individual Savings Account (Isa) designed to incentivise young people to start saving for their first home or pension.
Budget 2016 Summary: Tax & Savings
Among the talk of compulsory maths lessons and fizzy drinks, there were a number of big announcements regarding taxes, savings and pensions in this year’s budget.
Budget 2016 Predictions
The 2016 budget will be announced on Wednesday 16th March, and many have begun speculating the details of Chancellor George Osborne’s speech.
What Would Brexit Mean for British Economy?
Capital Economics was commissioned by Woodford Investment Management to look at the impact a potential Brexit would have on the British economy.
Revisions to Inheritance Tax
The number of families in the UK paying inheritance tax is at a 35 year high...
Mortgage Lending at an 8 Year High
Mortgage lending last year was at its highest point since 2008.
New Pension Tax Reforms to Hit The Wealthy
The latest proposed changes to the pension taxation system could have the biggest effect on the richest.
Selling Stocks & The Global Economy
After RBS recently advised its customers to “sell everything”, we take a look at the state of the global economy.
Pensions Becoming a Worry for Financial Experts
The way that pension freedoms are being used is becoming something of a worry for some financial experts.
Cumbria Flooding & The Importance of Home Insurance
Recent flooding in parts of the country has highlighted the need for home owners to take out home insurance.
Autumn Statement & Spending Review 2015
George Osborne gave his Autumn Statement and Spending Review. We have highlighted some of the key points from the Chancellor’s speech.
The Gender Pay Gap
The gender pay gap has changed very little in the last decade, but what is being done to balance this inequality?
Approvals for Mortgages Decrease
Mortgage approvals fell in September last month to the lowest amount in four months.
Employers and The Living Wage
A large supermarket chain has become the first of its kind to announce it will pay its employees the living wage in the UK, however some businesses may struggle to keep up with new living wage rules.
More Bad News for Savers?
After interest rates remain frozen, savers investing in Isas have been dealt another blow...
How Much Money Do We Really Need?
New YouGov research shows that once you start earning more money and begin climbing the financial ladder, the more you need to be content.