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Insights from the Charles James team
Pension Freedom Withdrawals Hit New Heights
Financial experts worry as pension withdrawals accelerate.
Employees Offered Lump Sums to Abandon Pensions
As pension costs increase for businesses, some employees are being offered lump sums to give up their final salary pensions.
Interest Rates Drop to 0.25%
It was announced this week by the Bank of England that interest rates have been cut to 0.25%.
Rents Fall Ahead of Brexit
Along with uncertainty in the housing market, landlords are getting nervous as rents fall ahead of Britain’s departure from the EU.
Is it Time To Switch Your Savings Account?
If you’re earning 0% interest on your savings, it’s almost certainly time to switch your account.
The Millennial Wage Gap
Millennials could become the first generation to earn less on average than the generation before them.
Interest Rates Remain at 0.5% - Reaction
The Monetary Policy Committee (MPC) have decided to hold interest rates at 0.5% despite expectations that they would be lowered.
What Do Lower Interest Rates Mean for you?
With the Bank of England expected to cut interest rates this week, we take a look at how you and your family will be affected.
House Prices Rise after EU Referendum Result
Although growth is slowing, house prices continue to reach levels of unaffordability.
The Value of the Pound Post-Brexit
After an initial fall in value after the Brexit result, the Pound has gained ground.
How Will You Be Affected by Brexit?
With the EU referendum debate being fuelled by discussions about the economy, many of us are concerned about how our everyday lives will change should the country vote to leave the EU.
Are You Fully Covered by Your Travel Insurance?
Holidaymakers are being advised to check they are sufficiently covered by their travel insurance policy.
Making the Right Pension Decisions
If you have been paying into a pension, you will now have full access to it once you turn 55. The question is, what will you do with it?
Should I Invest in Premium Bonds?
National Savings & Investment have recently announced that the number of Premium Bond prizes will be reduced. We take a look at just how lucrative an investment they really are.
The Bank of Mum and Dad
The Bank of Mum and Dad is set to become one of the highest mortgage lenders in the UK as more and more young buyers seek financial help from their parents.
Changes for The New Tax Year
April 6th marks the start of a new tax year, and with lots of new changes taking effect there may be big consequences for your personal finances.
How to Save Money
With more emphasis being placed on saving money, we look at how easy it is to cut down on your monthly outgoings.
Lifetime Isas
Chancellor George Osborne’s Budget included a new lifetime Individual Savings Account (Isa) designed to incentivise young people to start saving for their first home or pension.
Budget 2016 Summary: Tax & Savings
Among the talk of compulsory maths lessons and fizzy drinks, there were a number of big announcements regarding taxes, savings and pensions in this year’s budget.