pensions

What Is An Annuity?

What Is An Annuity?

An annuity is a financial product that allows you to convert your pension savings into a guaranteed, fixed income for the rest of your life - often referred to as a secure income.

Choosing an annuity is a significant decision, as it is usually irreversible. That’s why it’s essential to fully understand how annuities work, the different types available, and the features they offer before making a commitment…

Retirement Planning - How to Secure Your Future

Retirement Planning - How to Secure Your Future

Retirement is a significant life event that requires careful planning to ensure a financially secure and fulfilling future. Regardless of your situation, retirement planning shares common principles and steps that are essential for setting yourself up for success.

Here, we will explore the key factors and actionable strategies worth considering when planning for retirement.

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Plan To Allow First-Time Buyers To Access Pensions For House Deposit Comes Under Fire

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As the Housing Secretary calls on the government to allow first-time buyers to access their pension funds to help fund a deposit on a house, the Department for Work and Pensions (DWP) argue against the proposal.

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No-Deal Brexit: Pensions, Savings and Mortgages

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Just seven months remain until the UK leaves the European Union, and with an ever increasing chance of a “No-Deal Brexit”, we take a look at what that means for you.

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Get Advice Before Withdrawing From Your Pension

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Pensions freedoms have brought financial flexibility for those entering retirement age, however you must be aware of the consequences of withdrawing lump sums from your pension pot, especially if you plan on doing so before retirement age.

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35 Year Olds Should Have Double Their Salary in Savings

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According to a leading investments firm, workers should have double their annual salaries in savings by the time they reach their mid-30s.