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Insights from the Charles James team
Investing with Market Volatility
April has brought significant turbulence to global stock markets, with sharp declines in value shaking both investors and markets alike.
In this post, we’ll take a closer look at the events causing this market instability and provide insights into how you can successfully manage your investments during times of heightened volatility.
The Importance of Emergency Funds
Debt Justice, a charity that campaigns against unjust debt, has found that about 12.8 million adults in the UK are falling behind on bills or finding repayments a heavy burden.
It's a stark reminder that the importance of a robust emergency fund cannot be overstated.
Join us as we explore financial security, and practical strategies to build and maintain your own safety net.
How Much Money is Enough? Understanding Your Retirement Finances
Retirement is an exciting phase, filled with opportunities to pursue your passions, travel, and spend quality time with loved ones. However, to truly relish the freedom that retirement offers, it's crucial to gain a clear understanding of how much money is enough to sustain your desired lifestyle.
Investing Myths: Debunking Misconceptions
Investing is a powerful tool for building wealth and achieving financial freedom, but it's not always easy to separate fact from fiction. Unfortunately, there are many investing myths and misconceptions that can hold people back from taking advantage of the benefits of investing.
Here, we'll debunk some of the most common investing myths and provide practical advice for a better financial future…
Is Investing Worth the Risk?
Investment risk is the possibility of losing the money you invest, or not achieving the expected returns.
Is investing really worth the risk?
How to Choose the Best Savings Account for You
There are many different factors that determine what savings account you choose. If you are saving for a house deposit or a new car, or maybe your retirement, your motivation will make a difference.
5 Steps for Beginners to Start Investing
Whether it's digital investments or physical investments such as a business or real estate, here are 5 steps to get you started with investing…
Woodford Suspension Extension Update August
Woodford have said that they will continue to make progress focusing the fund’s portfolio towards the few areas of the market which, they believe, continue to offer valuation appeal and to the economic sectors with enough internal momentum to withstand the growing global headwinds.
Woodford Fund Suspension Extension
Leading UK fund manager Neil Woodford issued a further update this week following the decision to suspend all investor dealing in the LF Woodford Equity Income Fund until December.
Woodford Equity Income Fund Continues Suspension
Investor dealing in the LF Woodford Equity Income Fund has continued its suspension.
Tips For Selecting A Savings Account
Perhaps you have a New Year’s Resolution to open a new savings account this year. With so many products on the market, it can be quite confusing when looking for the right savings account. The Money Advice Service have some tips on how to narrow your search for the right savings product...
No-Deal Brexit: Pensions, Savings and Mortgages
Just seven months remain until the UK leaves the European Union, and with an ever increasing chance of a “No-Deal Brexit”, we take a look at what that means for you.
Is Now The Best Time To Take Out A Mortgage?
Mortgage rates look set to increase, with many in the industry claiming it is better to take out a mortgage sooner rather than later.
35 Year Olds Should Have Double Their Salary in Savings
According to a leading investments firm, workers should have double their annual salaries in savings by the time they reach their mid-30s.
A Third of Over 75s Targeted by Investment Scams, The FCA Say
The Financial Conduct Authority (FCA) has revealed that 32% of those aged 75 or over suspect they have been offered fraudulent investment “opportunities”.
Now is a Good Time to Buy A House
House price confidence falls to its lowest level in three years, which is good news for potential buyers…
Global Markets React to Donald Trump Victory
As news broke that Donald Trump had been elected as the next President of The United States, markets fluctuated around the world.
Value of The Pound Rises After Brexit High Court Ruling
The pound reached a 3 week high after the High Court ruled that the government must achieve parliamentary approval before triggering Article 50.
UK Government to Set Up Central Financial Advice Service
Replacing the Money Advice Service, a new government body will provide financial advice on pensions, debt and other money issues.
Hard Brexit Hits the Pound
Discussions over the UK's withdrawal from the single market has caused a fall in the pound sterling.