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Insights from the Charles James team
Long Term Savers Hit by Rate Cut
Easy access saving accounts have suffered at the hands of rock bottom interest rates for a while now, but long term, fixed rate bonds are the latest accounts to experience a rate cut.
Where Should Your Children Put Their Money?
With interest rates on child savings account so low, it’s difficult to know where the best place to put your children’s money is.
Interest Rates Remain at 0.25% as The Economy Recovers
After early worries following the result of the EU Referendum, the Bank of England has reported that Britain’s economy is performing better than expected.
High Interest Savings Accounts
With interest rates at record lows and issues with the Help to Buy Isa coming to light, are there any savings accounts with a good rate of return?
Interest Rates Remain at 0.5% - Reaction
The Monetary Policy Committee (MPC) have decided to hold interest rates at 0.5% despite expectations that they would be lowered.
What Do Lower Interest Rates Mean for you?
With the Bank of England expected to cut interest rates this week, we take a look at how you and your family will be affected.
First Time Buyers and Higher Mortgage Rates
Around 1.5 million mortgage owners could face difficulties should rates increase.
Mortgage Lending at an 8 Year High
Mortgage lending last year was at its highest point since 2008.
The Key to a Better Deal on Your Mortgage
Avoiding paying inflated interest rates and keeping loan repayments as low as possible is key to staying on top of your mortgage and your personal finances.
How to Take Out a Long Term Mortgage
With increasing house prices and a need to cut down on monthly outgoings, more and more home buyers are looking to longer term mortgages as a solution. But just how easy is it to take out a 40 year mortgage?