As the Housing Secretary calls on the government to allow first-time buyers to access their pension funds to help fund a deposit on a house, the Department for Work and Pensions (DWP) argue against the proposal.
Whether or not you are able to take out a mortgage depends on your ability to repay the loan, or rather, your lender’s confidence in your ability to repay.
The State Pension conditions have gradually changed, leaving many confused as to when they are allowed to claim it and how much they are entitled to.
Those aged 43 - 54 account for the largest percentage of overall pension contributions, however they still aren’t contributing as much as they should be.
Wages are rising, borrowing is decreasing, however British savings as a percentage of income are at historic lows.
Workers’ pension contributions are set to increase in the very near future.
Perhaps you have a New Year’s Resolution to open a new savings account this year. With so many products on the market, it can be quite confusing when looking for the right savings account. The Money Advice Service have some tips on how to narrow your search for the right savings product...
Charles James Financial Planning is delighted to announce our inclusion into FTAdviser’s Top 100 Financial Advisers 2018!
With the outlook for Brexit constantly changing, the significant progress made on an exit deal this week takes us a step closer to leaving the EU, but what comes next?
We look through the key points from the Autumn Budget, with a focus on taxation, housing and welfare.
Just seven months remain until the UK leaves the European Union, and with an ever increasing chance of a “No-Deal Brexit”, we take a look at what that means for you.
Despite the base interest rate increasing in November 2017 - the first increase in more than a decade - the Bank of England has announced another increase.
Banks may soon be forced to offer a minimum interest rate in an attempt to tackle poor returns on customers’ savings.
A rise in consumer spending has seen savings levels drop to their lowest level in 13 years.
Mortgage rates look set to increase, with many in the industry claiming it is better to take out a mortgage sooner rather than later.
A fifth of all scams reported to Citizens Advice’s Consumer Service are related to financial or legal services.
Pensions freedoms have brought financial flexibility for those entering retirement age, however you must be aware of the consequences of withdrawing lump sums from your pension pot, especially if you plan on doing so before retirement age.
According to a leading investments firm, workers should have double their annual salaries in savings by the time they reach their mid-30s.
Lifetime ISAs are almost a year old, but many people are still confused about how to claim their 25% interest.